What it really costs to own in Florida.
Pinewood Gardens HOA fees
St Cloud, Osceola County · 34769
Homes in Pinewood Gardens (St Cloud) pay a median $552 a year in HOA dues, about $46 a month, based on 5 listings. Half fall between $552 and $552. None of the listings we reviewed report a CDD.
What the dues cover
Amenities listed: Maintenance.
Live inventory
For sale in Pinewood Gardens right now
1 active listing
Pinewood Gardens cost questions
How much are HOA fees in Pinewood Gardens?
Homes in Pinewood Gardens (St Cloud) pay a median $552 a year in HOA dues, about $46 a month, based on 5 listings. Half fall between $552 and $552.
Does Pinewood Gardens have a CDD?
None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.
What does it cost each month to own in Pinewood Gardens, before the mortgage?
HOA and property tax come to about $351 a month at the medians (property tax median $3,663 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.
Where do these numbers come from?
Stellar MLS via Repliers listings in Pinewood Gardens from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.
Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 5 addressesin subdivisions matching “PINEWOOD GARDENS”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.
Compare nearby communities
- King Oak VillasSt Cloud · HOA $1,584/yr
- TekaSt Cloud · HOA $1,440/yr
- Anthem ParkSt Cloud · HOA $2,844/yr · CDD $1,988/yr
- Jefferson Green at Anthem Park CondoSt Cloud · HOA $3,888/yr · CDD $1,767/yr
- Magnolia GlenSt Cloud · HOA $1,800/yr
- Heather Hall CondoSt Cloud · HOA $4,992/yr
- Stevens PlantationSt Cloud · HOA $834/yr · CDD $1,803/yr
- KanugaSt Cloud · HOA $125/yr
- Canoe Creek LakesSt Cloud · HOA $329/yr
- The Meadow at CrossprairieSt Cloud · HOA $1,068/yr · CDD $1,225/yr
- The Meadow at Crossprairie TownesSt Cloud · HOA $2,100/yr · CDD $1,225/yr
- Sky LakesSt Cloud · HOA $3,000/yr
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