What it really costs to own in Florida.
Sky Lakes HOA fees
St Cloud, Osceola County · 34769
Homes in Sky Lakes (St Cloud) pay a median $3,000 a year in HOA dues, about $250 a month, based on 10 listings. Half fall between $3,000 and $3,000. None of the listings we reviewed report a CDD.
What the dues cover
- Maintenance Grounds90% of listings
Amenities listed: Playground.
Live inventory
For sale in Sky Lakes right now
4 active listings
Sky Lakes cost questions
How much are HOA fees in Sky Lakes?
Homes in Sky Lakes (St Cloud) pay a median $3,000 a year in HOA dues, about $250 a month, based on 10 listings. Half fall between $3,000 and $3,000.
Does Sky Lakes have a CDD?
None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.
What does it cost each month to own in Sky Lakes, before the mortgage?
HOA and property tax come to about $314 a month at the medians (property tax median $773 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.
Where do these numbers come from?
Stellar MLS via Repliers listings in Sky Lakes from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.
Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 10 addressesin subdivisions matching “SKY LAKES”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.
Compare nearby communities
- KanugaSt Cloud · HOA $125/yr
- Palm Gardens CondoSt Cloud · HOA $3,600/yr
- Indian LakesSt Cloud · HOA $936/yr
- Stevens PlantationSt Cloud · HOA $834/yr · CDD $1,803/yr
- Magnolia GlenSt Cloud · HOA $1,800/yr
- Canoe Creek WoodsSt Cloud · HOA $349/yr
- Pinewood GardensSt Cloud · HOA $552/yr
- Canoe Creek LakesSt Cloud · HOA $329/yr
- Southern PinesSt Cloud · HOA $804/yr
- Canoe Creek EstatesSt Cloud · HOA $375/yr
- King Oak VillasSt Cloud · HOA $1,584/yr
- Heather Hall CondoSt Cloud · HOA $4,992/yr
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