Costs of owning

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Southern Pines HOA fees

St Cloud, Osceola County · 34772

Homes in Southern Pines (St Cloud) pay a median $804 a year in HOA dues, about $67 a month, based on 17 listings. Half fall between $550 and $1,280. None of the listings we reviewed report a CDD.

HOA, median
$804/yr
About $67 a month
CDD, median
None reported
Property tax, median
$5,035/yr
Seller's bill; resets after a sale
Monthly, before mortgage
$487
HOA + tax at the medians

What the dues cover

  • Pool35% of listings

Amenities listed: Playground, Pool.

Live inventory

For sale in Southern Pines right now

12 active listings

4721 Preserve Blvd
Active
House for sale
$375,000
4 bed2 bath1,974 sqft0.17 acre lot
4721 Preserve Blvd
St Cloud, FL, 34772
Brokered by FLORIDA LUX LISTINGS, LLC
221 Daigledog St
ActivePrice reduced
House for sale
$370,000
$5k
3 bed2 bath1,875 sqft0.13 acre lot
221 Daigledog St
St Cloud, FL, 34772
Brokered by EXP REALTY LLC
5590 Silver Thistle Ln
Active
House for sale
$335,000
3 bed2 bath1,557 sqft0.13 acre lot
5590 Silver Thistle Ln
St Cloud, FL, 34772
Brokered by LA ROSA REALTY KISSIMMEE
4382 Southern Vista Loop
ActivePrice reduced
House for sale
$509,900
$20k
5 bed3 bath2,800 sqft0.12 acre lot
4382 Southern Vista Loop
St Cloud, FL, 34771
Brokered by NAIM REAL ESTATE LLC
486 Pine Tree Bridge Trl
ActivePrice reduced
House for sale
$364,990
$5k
4 bed2 bath1,845 sqft0.14 acre lot
486 Pine Tree Bridge Trl
St Cloud, FL, 34772
Brokered by ROAD HOUSE REALTY INC.
4210 Southern Vista Loop
Active
House for sale
$520,000
5 bed3 bath2,431 sqft0.12 acre lot
4210 Southern Vista Loop
St Cloud, FL, 34772
Brokered by KAZA REAL ESTATE LLC
4148 Southern Vista Loop
ActivePrice reduced
House for sale
$480,000
$105k
5 bed3 bath2,791 sqft0.26 acre lot
4148 Southern Vista Loop
St Cloud, FL, 34772
Brokered by KELLER WILLIAMS REALTY AT THE PARKS
4035 Southern Vista Loop
ActivePrice reduced
House for sale
$479,990
$20k
4 bed3 bath2,611 sqft0.17 acre lot
4035 Southern Vista Loop
St Cloud, FL, 34772
Brokered by DREAM BUILDERS REALTY
See all 12 Southern Pines homes

Southern Pines cost questions

How much are HOA fees in Southern Pines?

Homes in Southern Pines (St Cloud) pay a median $804 a year in HOA dues, about $67 a month, based on 17 listings. Half fall between $550 and $1,280.

Does Southern Pines have a CDD?

None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.

What does it cost each month to own in Southern Pines, before the mortgage?

HOA and property tax come to about $487 a month at the medians (property tax median $5,035 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.

Where do these numbers come from?

Stellar MLS via Repliers listings in Southern Pines from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.

Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 17 addressesin subdivisions matching “SOUTHERN PINES”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.

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