What it really costs to own in Florida.
Sawgrass HOA fees
St Cloud, Osceola County · 34772
Homes in Sawgrass (St Cloud) pay a median $500 a year in HOA dues, about $42 a month, based on 15 listings. Half fall between $493 and $500. None of the listings we reviewed report a CDD.
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For sale in Sawgrass right now
4 active listings




Sawgrass cost questions
How much are HOA fees in Sawgrass?
Homes in Sawgrass (St Cloud) pay a median $500 a year in HOA dues, about $42 a month, based on 15 listings. Half fall between $493 and $500.
Does Sawgrass have a CDD?
None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.
What does it cost each month to own in Sawgrass, before the mortgage?
HOA and property tax come to about $358 a month at the medians (property tax median $3,795 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.
Where do these numbers come from?
Stellar MLS via Repliers listings in Sawgrass from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.
Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 15 addressesin subdivisions matching “SAWGRASS”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.
Compare nearby communities
- Eagle MeadowSt Cloud · HOA $903/yr
- CamelotSt Cloud · HOA $704/yr
- Oak RidgeSt Cloud · HOA $2,580/yr
- Portofino VistaSt Cloud · HOA $4,824/yr
- Mallard PondSt Cloud · HOA $792/yr
- Sweetwater CreekSt Cloud · HOA $430/yr
- Canoe Creek WoodsSt Cloud · HOA $349/yr
- Whaleys CreekSt Cloud · HOA $1,188/yr
- Canoe Creek EstatesSt Cloud · HOA $375/yr
- Bristol Cove at Deer CreekSt Cloud · HOA $564/yr
- Southern PinesSt Cloud · HOA $804/yr
- Indian LakesSt Cloud · HOA $936/yr
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