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Whaleys Creek HOA fees
St Cloud, Osceola County · 34772
Homes in Whaleys Creek (St Cloud) pay a median $1,188 a year in HOA dues, about $99 a month, based on 10 listings. Half fall between $1,188 and $1,188. None of the listings we reviewed report a CDD.
What the dues cover
- Pool50% of listings
- Maintenance Grounds20% of listings
Amenities listed: Playground, Pool, Clubhouse, Park.
Live inventory
For sale in Whaleys Creek right now
7 active listings







Whaleys Creek cost questions
How much are HOA fees in Whaleys Creek?
Homes in Whaleys Creek (St Cloud) pay a median $1,188 a year in HOA dues, about $99 a month, based on 10 listings. Half fall between $1,188 and $1,188.
Does Whaleys Creek have a CDD?
None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.
What does it cost each month to own in Whaleys Creek, before the mortgage?
HOA and property tax come to about $445 a month at the medians (property tax median $4,153 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.
Where do these numbers come from?
Stellar MLS via Repliers listings in Whaleys Creek from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.
Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 10 addressesin subdivisions matching “WHALEYS CREEK”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.
Compare nearby communities
- Eagle MeadowSt Cloud · HOA $903/yr
- Portofino VistaSt Cloud · HOA $4,824/yr
- EspritSt Cloud · HOA $1,020/yr
- SawgrassSt Cloud · HOA $500/yr
- Bristol Cove at Deer CreekSt Cloud · HOA $564/yr
- Mallard PondSt Cloud · HOA $792/yr
- Oak RidgeSt Cloud · HOA $2,580/yr
- CamelotSt Cloud · HOA $704/yr
- Sweetwater CreekSt Cloud · HOA $430/yr
- Canoe Creek WoodsSt Cloud · HOA $349/yr
- Canoe Creek EstatesSt Cloud · HOA $375/yr
- WaterlinSt Cloud · HOA $150/yr · CDD $2,473/yr
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