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Overview

3 bd2 ba1,815 sqft2 car garageSingle Family
TypeSingle Family
HOA$500/yr
Built1999
Lot9,365 sqft
Living area1,815 sqft
Price / sqft$193
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Eat-in KitchenThermostatPrivate YardSliding DoorsDishwasherRangeRefrigerator

3248 Sawgrass Creek Cir is a 1999-built home in Sawgrass Unit 6, St Cloud. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,815 square feet of living space. Listed at $349,500 (about $193/sqft), 90 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $500 annually.

From the listing

Popular Sawgrass Community in St. Cloud close to shopping, restaurants, hospital, schools, parks and golf. Enjoy the City's charm by taking a stroll thru the unique downtown shops then have a bite to eat at one of the local eateries. This home is a spacious 3 bedroom , 2 bath with both formal and informal spaces. Eat in kitchen has all appliances. A double sink vanity and garden tub plus separate shower in the large primary bathroom.The screened porch has access from the family room and leads to the huge, private fenced backyard. Lots of space for all the outdoor activities. Easy to show.

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The essentials

Built
1999
Price / sqft
$193
On market
90 days
Annual tax
$5,733
HOA
$500/yr
Flood zone
X · Low risk
Lot
9,365 sqft
Type
Single Family Residence

At a glance

Single family
Built 1999
2 car garage
9,365 sqft lot
Lot size
1,815 sqft
Living area

Payment

Est. monthly payment
$2,517/mo
Down payment (20%)
$69,900
Property taxes
$478/mo
HOA
$500/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1999
Lot
9,365 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
90
Eat-in Kitchen
Thermostat
Private Yard
Sliding Doors
Dishwasher
Range
Refrigerator
Flood Zone X
Annual Tax (2025)
$5,733
Parcel #
26-26-30-0630-0001-0490

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Sawgrass Unit 6
County
Osceola
MLS Area
34772 - St Cloud (Narcoossee Road)
Lot Size
9,365 sqft
HOA
$500/yr
Mosaic Services/Elizabeth

Price history

Date
Event
Price
8/21/2026
Price change
Source: Stellar MLS #S5153597
$349,500-2.2%
$193/sqft
-
Price change
Source: Stellar MLS #S5153597
$357,500-0.7%
$197/sqft
7/12/2026
Listed for sale
Source: Stellar MLS #S5153597
$360,000
$198/sqft

Neighborhood

3248 Sawgrass Creek Cir
St Cloud, FL, 34772 · 34772 - St Cloud (Narcoossee Road)

Market insights

Offer Insights

Choose an offer strength

List price: $349,500
$347,500 – $349,500
99.5% – 100% of listTops out right at the list price
80% of listList price
235 of the last 376 home closings in 34772 landed at this number or higher (63%). The median one sat 41 days before it went under contract, and this one is on day 90 after a $10,500 cut.

Sample: 376 closed home sales in 34772 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,517/mo
Principal & interest$1,823
Property taxes$478
Insurance$175
HOA$42
Down payment20% · $69,900
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$349,500

$193 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,815 sq ft

Time on market

90 days

Year built

1999

Monthly payment

About $2,517/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,733 annual tax bill, insurance, and the $500/yr HOA fee.

HOA fee

$500/yr

Managed by Mosaic Services/Elizabeth.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byTHE REAL ESTATE TEAM, INC.Listing agent: Alexandra GreenListing data from Stellar MLS, MLS# S5153597.

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