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Gramercy Farms HOA and CDD fees
St Cloud, Osceola County · 34772
Homes in Gramercy Farms (St Cloud) pay a median $102 a year in HOA dues, about $9 a month, based on 26 listings. Half fall between $95 and $125. 85% of listings with a known CDD status (26) report one, with a median $1,913 a year collected on the property tax bill.
HOA by home type
| Single-family homes | $102/yr | 21 listings |
| Townhomes and villas | $1,200/yr | 5 listings |
Condos and townhomes usually pay more because their dues cover the building, roof or exterior insurance.
What the dues cover
Amenities listed: Playground.
23% of listings report a second association (often a master HOA). The figures above don't include that second fee, so the total can be higher.
Live inventory
For sale in Gramercy Farms right now
16 active listings
Gramercy Farms cost questions
How much are HOA fees in Gramercy Farms?
Homes in Gramercy Farms (St Cloud) pay a median $102 a year in HOA dues, about $9 a month, based on 26 listings. Half fall between $95 and $125.
Does Gramercy Farms have a CDD?
Yes, most homes. 85% of the 26 listings with a known CDD status report one, and 21 gave an amount: a median $1,913 a year (range $1,366 to $2,091). Listings are a sample, not the district's records, so check the tax bill for the exact home. The CDD is billed on the property tax bill, not by the HOA. Part of it usually pays down bonds that end on a set date, while the operations part continues.
What does it cost each month to own in Gramercy Farms, before the mortgage?
HOA, CDD and property tax come to about $697 a month at the medians (property tax median $6,345 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.
Where do these numbers come from?
Stellar MLS via Repliers listings in Gramercy Farms from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.
Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 26 addressesin subdivisions matching “GRAMERCY FARMS”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.
Compare nearby communities
- Old HickorySt Cloud · HOA $720/yr · CDD $1,906/yr
- Hickory GroveSt Cloud · HOA $1,200/yr
- Southern PinesSt Cloud · HOA $804/yr
- Twin LakesSt Cloud · HOA $3,720/yr · CDD $1,565/yr
- Hanover LakesSt Cloud · HOA $1,340/yr · CDD $1,691/yr
- Northwest Lakeside GrovesSt Cloud · HOA $5,424/yr · CDD $1,353/yr
- The Reserve at Twin LakesSt Cloud · HOA $912/yr · CDD $1,381/yr
- Del Webb Twin LakesSt Cloud · HOA $4,224/yr · CDD $1,354/yr
- Indian LakesSt Cloud · HOA $936/yr
- Canoe Creek WoodsSt Cloud · HOA $349/yr
- SawgrassSt Cloud · HOA $500/yr
- CamelotSt Cloud · HOA $704/yr
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