Costs of owning

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Hanover Lakes HOA and CDD fees

St Cloud, Osceola County · 34772

Homes in Hanover Lakes (St Cloud) pay a median $1,340 a year in HOA dues, about $112 a month, based on 27 listings. Half fall between $1,320 and $1,340. 93% of listings with a known CDD status (27) report one, with a median $1,691 a year collected on the property tax bill.

HOA, median
$1,340/yr
About $112 a month
CDD, median
$1,691/yr
93% of 27 listings have one
Property tax, median
$9,141/yr
Seller's bill; resets after a sale
Monthly, before mortgage
$1,014
HOA + CDD + tax at the medians

What the dues cover

  • Pool33% of listings

Amenities listed: Pool, Playground.

Hanover Lakes cost questions

How much are HOA fees in Hanover Lakes?

Homes in Hanover Lakes (St Cloud) pay a median $1,340 a year in HOA dues, about $112 a month, based on 27 listings. Half fall between $1,320 and $1,340.

Does Hanover Lakes have a CDD?

Yes, most homes. 93% of the 27 listings with a known CDD status report one, and 24 gave an amount: a median $1,691 a year (range $1,137 to $2,500). Listings are a sample, not the district's records, so check the tax bill for the exact home. The CDD is billed on the property tax bill, not by the HOA. Part of it usually pays down bonds that end on a set date, while the operations part continues.

What does it cost each month to own in Hanover Lakes, before the mortgage?

HOA, CDD and property tax come to about $1,014 a month at the medians (property tax median $9,141 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.

Where do these numbers come from?

Stellar MLS via Repliers listings in Hanover Lakes from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.

Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 27 addressesin subdivisions matching “HANOVER LAKES”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.

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