What it really costs to own in Florida.
Buena Lago HOA and CDD fees
St Cloud, Osceola County · 34772
Homes in Buena Lago (St Cloud) pay a median $800 a year in HOA dues, about $67 a month, based on 50 listings. Half fall between $800 and $800. 92% of listings with a known CDD status (50) report one, with a median $1,526 a year collected on the property tax bill.
What the dues cover
- Pool94% of listings
Amenities listed: Pool, Playground.
Live inventory
For sale in Buena Lago right now
24 active listings








Buena Lago cost questions
How much are HOA fees in Buena Lago?
Homes in Buena Lago (St Cloud) pay a median $800 a year in HOA dues, about $67 a month, based on 50 listings. Half fall between $800 and $800.
Does Buena Lago have a CDD?
Yes, most homes. 92% of the 50 listings with a known CDD status report one, and 46 gave an amount: a median $1,526 a year (range $816 to $1,654). Listings are a sample, not the district's records, so check the tax bill for the exact home. The CDD is billed on the property tax bill, not by the HOA. Part of it usually pays down bonds that end on a set date, while the operations part continues.
What does it cost each month to own in Buena Lago, before the mortgage?
HOA, CDD and property tax come to about $390 a month at the medians (property tax median $2,353 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.
Where do these numbers come from?
Stellar MLS via Repliers listings in Buena Lago from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.
Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 50 addressesin subdivisions matching “BUENA LAGO”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.
Compare nearby communities
- Estates at Hickory CoveSt Cloud · HOA $100/yr · CDD $2,919/yr
- Hanover LakesSt Cloud · HOA $1,340/yr · CDD $1,691/yr
- The Reserve at Twin LakesSt Cloud · HOA $912/yr · CDD $1,381/yr
- Hickory GroveSt Cloud · HOA $1,200/yr
- Del Webb Twin LakesSt Cloud · HOA $4,224/yr · CDD $1,354/yr
- Gramercy FarmsSt Cloud · HOA $102/yr · CDD $1,913/yr
- Twin LakesSt Cloud · HOA $3,720/yr · CDD $1,565/yr
- Old HickorySt Cloud · HOA $720/yr · CDD $1,906/yr
- Whaleys CreekSt Cloud · HOA $1,188/yr
- Northwest Lakeside GrovesSt Cloud · HOA $5,424/yr · CDD $1,353/yr
- WaterlinSt Cloud · HOA $150/yr · CDD $2,473/yr
- Southern PinesSt Cloud · HOA $804/yr
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