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Overview

4 bd2 ba1,828 sqftSingle Family
TypeSingle Family
HOA$185/qtr
Built2023
Lot6,098 sqft
Living area1,828 sqft
Price / sqft$205

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Open FloorplanSmart HomeSolid Surface CountersSplit BedroomStone CountersThermostatWalk-in Closet(s)

5154 Tana Ter is a 2023-built home in Buena Lago Ph 1 & 2, St Cloud. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,828 square feet of living space. Listed at $375,000 (about $205/sqft), 3 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $185 quarterly.

From the listing

**Why wait on new construction?** This 2024-built 4-bedroom, 2-bath home in Buena Lago is move-in ready with the modern upgrades already in place. The bright, open floor plan centers on a beautiful kitchen with Silestone countertops, stainless steel appliances, and generous cabinet space, all overlooking the dining and living areas, ideal for everyday living and entertaining. The split-bedroom layout puts the private primary suite at the rear of the home, complete with a walk-in closet, double vanity, and shower/tub combo. Three additional bedrooms give you flexibility for guests, hobbies, or a home office. Out back, unwind under the ceiling fan on the screened, enclosed lanai overlooking a large, fully fenced backyard. Bonus features include a whole-house water filtration system, smart-home technology you can control from your phone, washer and dryer, and a 2-car attached garage. Enjoy the Buena Lago community pool, low HOA dues, and a convenient St. Cloud location close to shopping, dining, schools, major roadways, Lake Nona, and the Orlando area. Schedule your private showing today!

The essentials

Built
2023
Price / sqft
$205
On market
3 days
Annual tax
$6,808
HOA
$185/qtr
Flood zone
X · Low risk
Lot
6,098 sqft
Type
Single Family Residence

At a glance

Single family
Built 2023
Community pool
Shared amenity
6,098 sqft lot
Lot size
1,828 sqft
Living area

Payment

Est. monthly payment
$2,773/mo
Down payment (20%)
$75,000
Property taxes
$567/mo
HOA
$185/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2023
Lot
6,098 sqft
Cooling
Central Air
Heating
Central
Parking
Garage Door Opener
Days on Market
3
Ceiling Fans(s)
Open Floorplan
Smart Home
Solid Surface Counters
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Garden
Sidewalk
Sprinkler Metered
Deed Restrictions
Pool
Sidewalks
Street Lights
Cooktop
Dishwasher
Disposal
Dryer
Microwave
Refrigerator
Washer
Water Filtration System
Elementary
Hickory Tree Elem
Middle
Harmony Middle
High
Harmony High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$6,808
Parcel #
32-26-31-3566-0001-1320

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Buena Lago Ph 1 & 2
County
Osceola
MLS Area
34772 - St Cloud (Narcoossee Road)
Lot Size
6,098 sqft
HOA
$185/qtr
My HOA solutions/ Amanda Owens

Price history

Date
Event
Price
10/15/2026
Listed for sale
Source: Stellar MLS #S5159586
$375,000
$205/sqft

Neighborhood

5154 Tana Ter
St Cloud, FL, 34772 · 34772 - St Cloud (Narcoossee Road)

Market insights

Offer Insights

Choose an offer strength

List price: $375,000
$372,500 – $375,000
99.5% – 100% of listTops out right at the list price
80% of listList price
245 of the last 395 home closings in 34772 landed at this number or higher (62%). The median one sat 41 days before it went under contract, and this one is on day 3.

Sample: 395 closed home sales in 34772 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,773/mo
Principal & interest$1,956
Property taxes$567
Insurance$188
HOA$62
Down payment20% · $75,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$375,000

$205 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,828 sq ft

Time on market

3 days

Year built

2023

Monthly payment

About $2,773/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,808 annual tax bill, insurance, and the $185/qtr HOA fee.

HOA fee

$185/qtr

Managed by My HOA solutions/ Amanda Owens.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byFLORIDA LAKES REALTYListing agent: Tatiana DiazListing data from Stellar MLS, MLS# S5159586.

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