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Overview

4 bd3 ba2,020 sqft2 car garageTownhouse
TypeTownhouse
HOA$250/mo
Built2024
Lot4,792 sqft
Living area2,020 sqft
Price / sqft$188
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

NingunoPlaygroundDishwasherDisposalMicrowaveRangeRefrigerator

1603 Cloudy CT is a 2024-built home in Sky Lakes Ph 2 & 3, St Cloud. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,020 square feet of living space. Listed at $379,000 (about $188/sqft), 10 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $250 monthly.

From the listing

BEAUTIFUL CORNER TOWNHOME offering extra privacy, an OPEN-CONCEPT DESIGN, and HIGH-QUALITY FINISHES throughout! This spacious home features 4 BEDROOMS, 2.5 BATHROOMS, a 2-CAR GARAGE, and additional driveway parking. The bright and spacious living area flows seamlessly into the kitchen and dining space, creating an ideal layout for everyday living and entertaining. The kitchen features 42-INCH UPPER CABINETS with crown molding, QUARTZ COUNTERTOPS, and STAINLESS STEEL APPLIANCES. TILE FLOORING throughout the main level adds both style and easy maintenance.

The essentials

Built
2024
Price / sqft
$188
On market
10 days
Annual tax
$5,556
HOA
$250/mo
Flood zone
X · Low risk
Lot
4,792 sqft
Type
Townhouse

At a glance

Townhouse
Built 2024
2 car garage
Driveway
4,792 sqft lot
Lot size
2,020 sqft
Living area

Payment

Est. monthly payment
$2,880/mo
Down payment (20%)
$75,800
Property taxes
$463/mo
HOA
$250/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
2024
Lot
4,792 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway
Days on Market
10
Ninguno
Playground
Dishwasher
Disposal
Microwave
Range
Refrigerator
Elementary
Michigan Avenue Elem (K 5)
Middle
St. Cloud Middle (6-8)
High
St. Cloud High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$5,556
Parcel #
11-26-30-0653-0001-3160

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Sky Lakes Ph 2 & 3
County
Osceola
MLS Area
34769 - St Cloud (City of St Cloud)
Lot Size
4,792 sqft
HOA
$250/mo
Edison Management / Melissa Maldonado

Price history

Date
Event
Price
9/30/2026
Listed for sale
Source: Stellar MLS #S5158821
$379,000
$188/sqft

Neighborhood

1603 Cloudy CT
St Cloud, FL, 34769 · 34769 - St Cloud (City of St Cloud)

Market insights

Offer Insights

Choose an offer strength

List price: $379,000
$377,500 – $379,000
99.5% – 100% of listTops out right at the list price
80% of listList price
27 of the last 39 townhouse or villa closings in 34769 landed at this number or higher (69%). The median one sat 60 days before it went under contract, and this one is on day 10.

Sample: 39 closed townhouse or villa sales in 34769 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,879/mo
Principal & interest$1,977
Property taxes$463
Insurance$190
HOA$250
Down payment20% · $75,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$379,000

$188 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,020 sq ft

Time on market

10 days

Year built

2024

Monthly payment

About $2,880/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,556 annual tax bill, insurance, and the $250/mo HOA fee.

HOA fee

$250/mo

Managed by Edison Management / Melissa Maldonado.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byLPT REALTY, LLCListing agent: Gioconda ArevaloListing data from Stellar MLS, MLS# S5158821.

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