Costs of owning

What it really costs to own in Florida.

Oaks Royal HOA fees

Zephyrhills, Pasco County · 33541

Homes in Oaks Royal (Zephyrhills) pay a median $800 a year in HOA dues, about $67 a month, based on 9 listings. Half fall between $800 and $800. None of the listings we reviewed report a CDD.

HOA, median
$800/yr
About $67 a month
CDD, median
None reported
Property tax, median
$904/yr
Seller's bill; resets after a sale
Monthly, before mortgage
$142
HOA + tax at the medians

What the dues cover

  • Pool78% of listings
  • Recreational Facilities56% of listings
  • Common Area Taxes44% of listings
  • Escrow Reserves Fund22% of listings

Amenities listed: Clubhouse, Shuffleboard Court, Pool, Spa/Hot Tub, Recreation Facilities, Pickleball Court(s).

Oaks Royal cost questions

How much are HOA fees in Oaks Royal?

Homes in Oaks Royal (Zephyrhills) pay a median $800 a year in HOA dues, about $67 a month, based on 9 listings. Half fall between $800 and $800.

Does Oaks Royal have a CDD?

None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.

What does it cost each month to own in Oaks Royal, before the mortgage?

HOA and property tax come to about $142 a month at the medians (property tax median $904 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.

Where do these numbers come from?

Stellar MLS via Repliers listings in Oaks Royal from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.

Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 10 addressesin subdivisions matching “OAKS ROYAL”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.

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