Costs of owning

What it really costs to own in Florida.

Oakstead HOA and CDD fees

Land O Lakes, Pasco County · 34638

Homes in Oakstead (Land O Lakes) pay a median $75 a year in HOA dues, about $6 a month, based on 37 listings. Half fall between $70 and $2,628. 95% of listings with a known CDD status (38) report one, with a median $1,686 a year collected on the property tax bill.

HOA, median
$75/yr
About $6 a month
CDD, median
$1,686/yr
95% of 38 listings have one
Property tax, median
$5,292/yr
Seller's bill; resets after a sale
Monthly, before mortgage
$588
HOA + CDD + tax at the medians

HOA by home type

Single-family homes$70/yr25 listings
Townhomes and villas$2,645/yr12 listings

Condos and townhomes usually pay more because their dues cover the building, roof or exterior insurance.

What the dues cover

  • Pool41% of listings
  • Maintenance Grounds27% of listings
  • Maintenance Structure22% of listings

Amenities listed: Tennis Court(s), Playground, Pool, Clubhouse, Fitness Center, Basketball Court.

43% of listings report a second association (often a master HOA). The figures above don't include that second fee, so the total can be higher.

Oakstead cost questions

How much are HOA fees in Oakstead?

Homes in Oakstead (Land O Lakes) pay a median $75 a year in HOA dues, about $6 a month, based on 37 listings. Half fall between $70 and $2,628.

Does Oakstead have a CDD?

Yes, most homes. 95% of the 38 listings with a known CDD status report one, and 36 gave an amount: a median $1,686 a year (range $1,495 to $2,503). Listings are a sample, not the district's records, so check the tax bill for the exact home. The CDD is billed on the property tax bill, not by the HOA. Part of it usually pays down bonds that end on a set date, while the operations part continues.

What does it cost each month to own in Oakstead, before the mortgage?

HOA, CDD and property tax come to about $588 a month at the medians (property tax median $5,292 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.

Where do these numbers come from?

Stellar MLS via Repliers listings in Oakstead from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.

Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 38 addressesin subdivisions matching “OAKSTEAD”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.

Own in Oakstead?

Get a real value review from our team.

We'll pull the recent sales in your community and tell you what your home would sell for today. No obligation.