Costs of owning

What it really costs to own in Florida.

On Top of the World HOA fees

Ocala, Marion County · 34481, 34476

Homes in On Top of the World (Ocala) pay a median $5,924 a year in HOA dues, about $494 a month, based on 256 listings. Half fall between $5,924 and $5,928. None of the listings we reviewed report a CDD.

HOA, median
$5,924/yr
About $494 a month
CDD, median
None reported
Property tax, median
$1,319/yr
Seller's bill; resets after a sale
Monthly, before mortgage
$604
HOA + tax at the medians

HOA by home type

Single-family homes$5,924/yr154 listings
Townhomes and villas$5,928/yr101 listings

Condos and townhomes usually pay more because their dues cover the building, roof or exterior insurance.

What the dues cover

  • Pool83% of listings
  • Maintenance Grounds75% of listings
  • Recreational Facilities70% of listings
  • Maintenance Structure55% of listings
  • Trash44% of listings
  • Cable TV27% of listings

Amenities listed: Fitness Center, Pickleball Court(s), Clubhouse, Pool, Gated, Recreation Facilities.

On Top of the World cost questions

How much are HOA fees in On Top of the World?

Homes in On Top of the World (Ocala) pay a median $5,924 a year in HOA dues, about $494 a month, based on 256 listings. Half fall between $5,924 and $5,928.

Does On Top of the World have a CDD?

None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.

What does it cost each month to own in On Top of the World, before the mortgage?

HOA and property tax come to about $604 a month at the medians (property tax median $1,319 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.

Where do these numbers come from?

Stellar MLS via Repliers listings in On Top of the World from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.

Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 256 addressesin subdivisions matching “ON TOP OF THE WORLD”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.

Own in On Top of the World?

Get a real value review from our team.

We'll pull the recent sales in your community and tell you what your home would sell for today. No obligation.