What it really costs to own in Florida.
Oyster Creek HOA fees
Englewood, Charlotte County · 34224
Homes in Oyster Creek (Englewood) pay a median $4,320 a year in HOA dues, about $360 a month, based on 10 listings. Half fall between $4,320 and $4,320. None of the listings we reviewed report a CDD.
What the dues cover
- Pool100% of listings
- Maintenance Grounds90% of listings
- Private Road80% of listings
- Cable TV70% of listings
- Management70% of listings
- Recreational Facilities60% of listings
Amenities listed: Clubhouse, Fitness Center, Gated, Maintenance, Pool, Tennis Court(s).
Live inventory
For sale in Oyster Creek right now
6 active listings






Oyster Creek cost questions
How much are HOA fees in Oyster Creek?
Homes in Oyster Creek (Englewood) pay a median $4,320 a year in HOA dues, about $360 a month, based on 10 listings. Half fall between $4,320 and $4,320.
Does Oyster Creek have a CDD?
None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.
What does it cost each month to own in Oyster Creek, before the mortgage?
HOA and property tax come to about $707 a month at the medians (property tax median $4,165 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.
Where do these numbers come from?
Stellar MLS via Repliers listings in Oyster Creek from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.
Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 10 addressesin subdivisions matching “OYSTER CREEK”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.
Compare nearby communities
- Holiday Travel Park EnglewoodEnglewood · HOA $1,680/yr
- Lemon Bay IslesEnglewood · HOA $100/yr
- Palm Lk / Coco BayEnglewood · HOA $3,600/yr · CDD $1,773/yr
- Palm Lake at Coco BayEnglewood · CDD $1,526/yr
- Rotonda HeightsRotonda West · HOA $96/yr
- Coco BayEnglewood · HOA $3,036/yr · CDD $1,911/yr
- Palm ManorEnglewood · HOA $7,800/yr
- Island Lks / Coco BayEnglewood · HOA $3,632/yr · CDD $1,911/yr
- Rotonda West PinehurstRotonda West · HOA $190/yr
- Rotonda West Pebble BeachRotonda West · HOA $190/yr
- Sandpiper KeyEnglewood · HOA $12,720/yr
- Rotonda West BroadmoorRotonda West · HOA $190/yr
Get a real value review from our team.
We'll pull the recent sales in your community and tell you what your home would sell for today. No obligation.
