Costs of owning

What it really costs to own in Florida.

Regency Oaks HOA fees

Sanford, Seminole County · 32771

Homes in Regency Oaks (Sanford) pay a median $4,140 a year in HOA dues, about $345 a month, based on 13 listings. Half fall between $3,876 and $4,140. None of the listings we reviewed report a CDD.

HOA, median
$4,140/yr
About $345 a month
CDD, median
None reported
Property tax, median
$4,210/yr
Seller's bill; resets after a sale
Monthly, before mortgage
$696
HOA + tax at the medians

What the dues cover

  • Pool85% of listings
  • Sewer69% of listings
  • Trash62% of listings
  • Maintenance Structure62% of listings
  • Maintenance Grounds62% of listings
  • Water46% of listings

Amenities listed: Gated, Pool.

Live inventory

For sale in Regency Oaks right now

7 active listings

2521 Stockton Dr
Active
Townhouse for sale
$289,900
3 bed3 bath1,687 sqft0.03 acre lot
2521 Stockton Dr
Sanford, FL, 32771
Brokered by SET HOMES REALTY LLC
1450 Stockton Dr
Active
Townhouse for sale
$218,000
2 bed3 bath1,138 sqft0.02 acre lot
1450 Stockton Dr
Sanford, FL, 32771
Brokered by COLDWELL BANKER REALTY
1180 Peralta CT
Active
Townhouse for sale
$305,000
3 bed3 bath1,647 sqft0.05 acre lot
1180 Peralta CT
Sanford, FL, 32771
Brokered by LPT REALTY, LLC
2520 Stockton Dr
Active
Townhouse for sale
$299,000
3 bed3 bath1,687 sqft0.03 acre lot
2520 Stockton Dr
Sanford, FL, 32771
Brokered by SCOTT REALTY ASSOCIATES
2551 Stockton Dr
Active
Townhouse for sale
$300,000
3 bed3 bath1,687 sqft0.03 acre lot
2551 Stockton Dr
Sanford, FL, 32771
Brokered by LEGENDS REALTY
1121 Loyola CT
ActivePrice reduced
Townhouse for sale
$315,000
$5k
3 bed3 bath1,687 sqft0.03 acre lot
1121 Loyola CT
Sanford, FL, 32771
Brokered by HOME WISE REALTY GROUP, INC.
Address on request
ActivePrice reduced
Townhouse for sale
$308,000
$27k
2 bed3 bath1,555 sqft1,800 sqft lot
Address on request
Sanford, FL, 32771
Brokered by HOME WISE REALTY GROUP, INC.
See all 7 Regency Oaks homes

Regency Oaks cost questions

How much are HOA fees in Regency Oaks?

Homes in Regency Oaks (Sanford) pay a median $4,140 a year in HOA dues, about $345 a month, based on 13 listings. Half fall between $3,876 and $4,140.

Does Regency Oaks have a CDD?

None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.

What does it cost each month to own in Regency Oaks, before the mortgage?

HOA and property tax come to about $696 a month at the medians (property tax median $4,210 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.

Where do these numbers come from?

Stellar MLS via Repliers listings in Regency Oaks from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.

Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 13 addressesin subdivisions matching “REGENCY OAKS”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.

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