What it really costs to own in Florida.
Retreat at Twin Lakes HOA fees
Sanford, Seminole County · 32771
Homes in Retreat at Twin Lakes (Sanford) pay a median $3,420 a year in HOA dues, about $285 a month, based on 9 listings. Half fall between $3,420 and $3,420. None of the listings we reviewed report a CDD.
What the dues cover
- Pool78% of listings
- Maintenance Grounds78% of listings
- Recreational Facilities33% of listings
- Private Road22% of listings
- Maintenance Structure22% of listings
Amenities listed: Pool, Clubhouse.
Live inventory
For sale in Retreat at Twin Lakes right now
5 active listings
Retreat at Twin Lakes cost questions
How much are HOA fees in Retreat at Twin Lakes?
Homes in Retreat at Twin Lakes (Sanford) pay a median $3,420 a year in HOA dues, about $285 a month, based on 9 listings. Half fall between $3,420 and $3,420.
Does Retreat at Twin Lakes have a CDD?
None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.
What does it cost each month to own in Retreat at Twin Lakes, before the mortgage?
HOA and property tax come to about $641 a month at the medians (property tax median $4,273 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.
Where do these numbers come from?
Stellar MLS via Repliers listings in Retreat at Twin Lakes from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.
Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 9 addressesin subdivisions matching “RETREAT AT TWIN LAKES”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.
Compare nearby communities
- GreystoneSanford · HOA $3,584/yr
- Hills of Lake MaryLake Mary · HOA $443/yr
- Country Club ParkSanford · HOA $250/yr
- Regency OaksSanford · HOA $4,140/yr
- Flagship Park A CondoSanford · HOA $5,700/yr
- Savannah ParkSanford · HOA $4,500/yr
- TimacuanLake Mary · HOA $1,360/yr
- Chase GrovesLake Mary · HOA $300/yr
- Dunwoody CommonsSanford · HOA $2,820/yr
- Chase TownhomesLake Mary · HOA $4,140/yr
- Grande Oaks at HeathrowLake Mary · HOA $3,096/yr
- Lake ForestSanford · HOA $2,800/yr
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