Costs of owning

What it really costs to own in Florida.

Ruskin Reserve HOA fees

Ruskin, Hillsborough County · 33570

Homes in Ruskin Reserve (Ruskin) pay a median $1,524 a year in HOA dues, about $127 a month, based on 33 listings. Half fall between $972 and $1,524. None of the listings we reviewed report a CDD.

HOA, median
$1,524/yr
About $127 a month
CDD, median
None reported

HOA by home type

Single-family homes$972/yr13 listings
Townhomes and villas$1,524/yr20 listings

Condos and townhomes usually pay more because their dues cover the building, roof or exterior insurance.

Live inventory

For sale in Ruskin Reserve right now

9 active listings

1112 Spotted Egret Loop
ActiveNew constructionNew
House for sale
$355,000
4 bed2 bath1,665 sqft0.12 acre lot
1112 Spotted Egret Loop
Ruskin, FL, 33570
Brokered by D R HORTON REALTY OF TAMPA LLC
1110 Spotted Egret Loop
ActiveNew constructionNew
House for sale
$335,000
3 bed2 bath1,302 sqft0.11 acre lot
1110 Spotted Egret Loop
Ruskin, FL, 33570
Brokered by D R HORTON REALTY OF TAMPA LLC
923 Spotted Egret Loop
ActiveNew constructionPrice reduced
Townhouse for sale
$272,000
$10k
3 bed3 bath1,463 sqft
923 Spotted Egret Loop
Ruskin, FL, 33570
Brokered by D R HORTON REALTY OF TAMPA LLC
925 Spotted Egret Loop
ActiveNew constructionPrice reduced
Townhouse for sale
$272,000
$10k
3 bed3 bath1,463 sqft
925 Spotted Egret Loop
Ruskin, FL, 33570
Brokered by D R HORTON REALTY OF TAMPA LLC
927 Spotted Egret Loop
ActiveNew constructionPrice reduced
Townhouse for sale
$272,000
$10k
3 bed3 bath1,463 sqft
927 Spotted Egret Loop
Ruskin, FL, 33570
Brokered by D R HORTON REALTY OF TAMPA LLC
929 Spotted Egret Loop
ActiveNew constructionPrice reduced
Townhouse for sale
$272,000
$10k
3 bed3 bath1,463 sqft
929 Spotted Egret Loop
Ruskin, FL, 33570
Brokered by D R HORTON REALTY OF TAMPA LLC
921 Spotted Egret Loop
ActiveNew constructionPrice reduced
Townhouse for sale
$285,000
$11k
3 bed3 bath1,464 sqft
921 Spotted Egret Loop
Ruskin, FL, 33570
Brokered by D R HORTON REALTY OF TAMPA LLC
931 Spotted Egret Loop
ActiveNew constructionPrice reduced
Townhouse for sale
$285,000
$11k
3 bed3 bath1,464 sqft
931 Spotted Egret Loop
Ruskin, FL, 33570
Brokered by D R HORTON REALTY OF TAMPA LLC
See all 9 Ruskin Reserve homes

Ruskin Reserve cost questions

How much are HOA fees in Ruskin Reserve?

Homes in Ruskin Reserve (Ruskin) pay a median $1,524 a year in HOA dues, about $127 a month, based on 33 listings. Half fall between $972 and $1,524.

Does Ruskin Reserve have a CDD?

None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.

What does it cost each month to own in Ruskin Reserve, before the mortgage?

HOA comes to about $127 a month at the medians. Not enough listings reported property tax to include it. Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.

Where do these numbers come from?

Stellar MLS via Repliers listings in Ruskin Reserve from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.

Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 33 addressesin subdivisions matching “RUSKIN RESERVE”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.

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