What it really costs to own in Florida.
Seminole Trace HOA fees
Palm Coast, Flagler County · 32164
Homes in Seminole Trace (Palm Coast) pay a median $4,716 a year in HOA dues, about $393 a month, based on 8 listings. Half fall between $4,716 and $4,716.
HOA by home type
| Single-family homes | $4,716/yr | 3 listings |
| Townhomes and villas | $4,716/yr | 5 listings |
Condos and townhomes usually pay more because their dues cover the building, roof or exterior insurance.
Seminole Trace cost questions
How much are HOA fees in Seminole Trace?
Homes in Seminole Trace (Palm Coast) pay a median $4,716 a year in HOA dues, about $393 a month, based on 8 listings. Half fall between $4,716 and $4,716.
Does Seminole Trace have a CDD?
Not enough listings reported CDD status to say. Check the property tax bill: a CDD appears there as a separate non-ad valorem assessment.
What does it cost each month to own in Seminole Trace, before the mortgage?
HOA and property tax come to about $537 a month at the medians (property tax median $1,727 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.
Where do these numbers come from?
Stellar MLS via Repliers listings in Seminole Trace from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.
Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 8 addressesin subdivisions matching “SEMINOLE TRACE”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.
Compare nearby communities
- Grand LandingsPalm Coast · HOA $1,440/yr
- Flagler VillagePalm Coast · HOA $1,860/yr
- Seminole PalmsPalm Coast · HOA $185/yr · CDD $2,235/yr
- Palm PointeBunnell · HOA $2,525/yr
- Wexford CoveOrmond Beach · HOA $960/yr
- Gables / Town CenterPalm Coast · HOA $650/yr · CDD $644/yr
- Coastal GardensPalm Coast · HOA $650/yr · CDD $644/yr
- Plantation BayOrmond Beach · HOA $1,452/yr · CDD $1,325/yr
- Colbert LandingsPalm Coast · HOA $203/yr · CDD $2,815/yr
- Grand ReserveBunnell · HOA $1,048/yr · CDD $1,927/yr
- Veranda BayFlagler Beach · HOA $504/yr · CDD $2,400/yr
- Beach Park VillageFlagler Beach · HOA $1,064/yr
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