Costs of owning

What it really costs to own in Florida.

Shadow Lakes Condo HOA fees

Largo, Pinellas County · 33778

Homes in Shadow Lakes Condo (Largo) pay a median $6,156 a year in condo association dues, about $513 a month, based on 10 listings. Half fall between $5,976 and $6,180. None of the listings we reviewed report a CDD.

HOA, median
$6,156/yr
About $513 a month
CDD, median
None reported
Property tax, median
$674/yr
Seller's bill; resets after a sale
Monthly, before mortgage
$569
HOA + tax at the medians

What the dues cover

  • Cable TV90% of listings
  • Pool90% of listings
  • Trash80% of listings
  • Internet70% of listings
  • Maintenance Structure70% of listings
  • Sewer70% of listings

Shadow Lakes Condo cost questions

How much are HOA fees in Shadow Lakes Condo?

Homes in Shadow Lakes Condo (Largo) pay a median $6,156 a year in condo association dues, about $513 a month, based on 10 listings. Half fall between $5,976 and $6,180.

Does Shadow Lakes Condo have a CDD?

None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.

What does it cost each month to own in Shadow Lakes Condo, before the mortgage?

HOA and property tax come to about $569 a month at the medians (property tax median $674 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.

Where do these numbers come from?

Stellar MLS via Repliers listings in Shadow Lakes Condo from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.

Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 10 addressesin subdivisions matching “SHADOW LAKES CONDO”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.

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