What it really costs to own in Florida.
South Gulf Cove HOA fees
Port Charlotte, Charlotte County · 33981
Homes in South Gulf Cove (Port Charlotte) pay a median $120 a year in HOA dues, about $10 a month, based on 11 listings. Half fall between $120 and $120. None of the listings we reviewed report a CDD.
What the dues cover
Amenities listed: Park, Clubhouse, Playground, Recreation Facilities.
Live inventory
For sale in South Gulf Cove right now
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South Gulf Cove cost questions
How much are HOA fees in South Gulf Cove?
Homes in South Gulf Cove (Port Charlotte) pay a median $120 a year in HOA dues, about $10 a month, based on 11 listings. Half fall between $120 and $120.
Does South Gulf Cove have a CDD?
None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.
What does it cost each month to own in South Gulf Cove, before the mortgage?
HOA and property tax come to about $215 a month at the medians (property tax median $2,461 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.
Where do these numbers come from?
Stellar MLS via Repliers listings in South Gulf Cove from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.
Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 18 addressesin subdivisions matching “SOUTH GULF COVE”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.
Compare nearby communities
- Harbor WestPort Charlotte · HOA $3,264/yr
- Rotonda MeadowsPlacida · HOA $145/yr
- Village of Holiday LakePort Charlotte · HOA $1,800/yr
- Village Holiday LakePort Charlotte · HOA $1,800/yr
- Rotonda SandsPlacida · HOA $140/yr
- Rotonda LakesRotonda West · HOA $135/yr
- Rotonda West White MarshRotonda West · HOA $190/yr
- Rotonda West Long MeadowRotonda West · HOA $190/yr
- Rotonda VillasPlacida · HOA $145/yr
- Rotonda West Pine ValleyRotonda West · HOA $190/yr
- Rotonda West BroadmoorRotonda West · HOA $190/yr
- Rotonda West PinehurstRotonda West · HOA $190/yr
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