Costs of owning

What it really costs to own in Florida.

Sunshine Villas HOA fees

Port Charlotte, Charlotte County · 33952

Homes in Sunshine Villas (Port Charlotte) pay a median $3,011 a year in HOA dues, about $251 a month, based on 5 listings. Half fall between $3,011 and $3,577. None of the listings we reviewed report a CDD.

HOA, median
$3,011/yr
About $251 a month
CDD, median
None reported
Property tax, median
$1,790/yr
Seller's bill; resets after a sale
Monthly, before mortgage
$400
HOA + tax at the medians

What the dues cover

  • Maintenance Structure80% of listings
  • Maintenance Grounds80% of listings
  • Trash80% of listings
  • Management60% of listings
  • Escrow Reserves Fund40% of listings
  • Fidelity Bond40% of listings

Amenities listed: Laundry, Clubhouse.

Sunshine Villas cost questions

How much are HOA fees in Sunshine Villas?

Homes in Sunshine Villas (Port Charlotte) pay a median $3,011 a year in HOA dues, about $251 a month, based on 5 listings. Half fall between $3,011 and $3,577.

Does Sunshine Villas have a CDD?

None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.

What does it cost each month to own in Sunshine Villas, before the mortgage?

HOA and property tax come to about $400 a month at the medians (property tax median $1,790 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.

Where do these numbers come from?

Stellar MLS via Repliers listings in Sunshine Villas from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.

Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 5 addressesin subdivisions matching “SUNSHINE VILLAS”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.

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