What it really costs to own in Florida.
Terraces HOA fees
Bradenton, Manatee County · 34203
Homes in Terraces (Bradenton) pay a median $6,396 a year in condo association dues, about $533 a month, based on 9 listings. Half fall between $6,000 and $12,307. None of the listings we reviewed report a CDD.
What the dues cover
- Cable TV100% of listings
- Pool100% of listings
- Internet100% of listings
- Maintenance Grounds100% of listings
- Trash100% of listings
- Maintenance Structure89% of listings
Amenities listed: Pickleball Court(s), Pool, Tennis Court(s), Cable TV, Clubhouse, Fitness Center.
100% of listings report a second association (often a master HOA). The figures above don't include that second fee, so the total can be higher.
Live inventory
For sale in Terraces right now
19 active listings
Terraces cost questions
How much are HOA fees in Terraces?
Homes in Terraces (Bradenton) pay a median $6,396 a year in condo association dues, about $533 a month, based on 9 listings. Half fall between $6,000 and $12,307.
Does Terraces have a CDD?
None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.
What does it cost each month to own in Terraces, before the mortgage?
HOA and property tax come to about $721 a month at the medians (property tax median $2,251 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.
Where do these numbers come from?
Stellar MLS via Repliers listings in Terraces from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.
Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 9 addressesin subdivisions matching “TERRACES”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.
Compare nearby communities
- Tara VerandasBradenton · HOA $7,260/yr
- Fairway Gardens II at TaraBradenton · HOA $5,016/yr
- TaraBradenton · HOA $1,428/yr · CDD $1,516/yr
- CreekwoodBradenton · HOA $728/yr
- Harborage on Braden RiverBradenton · HOA $3,900/yr · CDD $3,266/yr
- Crossing CreekBradenton · HOA $1,404/yr
- Creekwood TownhomesBradenton · HOA $3,240/yr
- WestwindsBradenton · HOA $3,984/yr
- Orchid CoveBradenton · CDD $508/yr
- Cypress StrandBradenton · HOA $4,188/yr · CDD $508/yr
- Gold Tree Co-OpBradenton · HOA $3,504/yr
- Ridge at Crossing CreekBradenton · HOA $3,112/yr
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