What it really costs to own in Florida.
The Terraces at Wild Oak Bay HOA fees
Bradenton, Manatee County · 34210
Homes in The Terraces at Wild Oak Bay (Bradenton) pay a median $8,136 a year in condo association dues, about $678 a month, based on 7 listings. Half fall between $8,136 and $9,300. None of the listings we reviewed report a CDD.
What the dues cover
- Cable TV100% of listings
- Escrow Reserves Fund100% of listings
- Insurance100% of listings
- Maintenance Structure100% of listings
- Maintenance Grounds100% of listings
- Management86% of listings
Amenities listed: Pool.
Live inventory
For sale in The Terraces at Wild Oak Bay right now
5 active listings





The Terraces at Wild Oak Bay cost questions
How much are HOA fees in The Terraces at Wild Oak Bay?
Homes in The Terraces at Wild Oak Bay (Bradenton) pay a median $8,136 a year in condo association dues, about $678 a month, based on 7 listings. Half fall between $8,136 and $9,300.
Does The Terraces at Wild Oak Bay have a CDD?
None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.
What does it cost each month to own in The Terraces at Wild Oak Bay, before the mortgage?
HOA and property tax come to about $959 a month at the medians (property tax median $3,366 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.
Where do these numbers come from?
Stellar MLS via Repliers listings in The Terraces at Wild Oak Bay from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.
Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 7 addressesin subdivisions matching “THE TERRACES AT WILD OAK BAY”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.
Compare nearby communities
- The Villas at Wild Oak BayBradenton · HOA $12,060/yr
- Cambridge VillageBradenton · HOA $2,700/yr
- Valencia GardenBradenton · HOA $8,947/yr
- VizcayaBradenton · HOA $9,396/yr
- El ConquistadorBradenton · HOA $7,596/yr
- Harbor PinesBradenton · HOA $6,840/yr
- Huntington WoodsBradenton · HOA $7,116/yr
- Mirror LakeBradenton · HOA $5,760/yr
- Parkway VillasBradenton · HOA $5,364/yr
- The Fourth BayshoreBradenton · HOA $4,932/yr
- Trailer EstatesBradenton · HOA $1,546/yr
- The Third BayshoreBradenton · HOA $3,636/yr
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