What it really costs to own in Florida.
Twinwaters HOA fees
Winter Garden, Orange County · 34787
Homes in Twinwaters (Winter Garden) pay a median $2,208 a year in HOA dues, about $184 a month, based on 7 listings. Half fall between $2,208 and $2,208. None of the listings we reviewed report a CDD.
What the dues cover
- Pool43% of listings
- Recreational Facilities29% of listings
- Maintenance Grounds29% of listings
Amenities listed: Pool, Park, Playground, Recreation Facilities.
Live inventory
For sale in Twinwaters right now
3 active listings



Twinwaters cost questions
How much are HOA fees in Twinwaters?
Homes in Twinwaters (Winter Garden) pay a median $2,208 a year in HOA dues, about $184 a month, based on 7 listings. Half fall between $2,208 and $2,208.
Does Twinwaters have a CDD?
None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.
What does it cost each month to own in Twinwaters, before the mortgage?
HOA and property tax come to about $729 a month at the medians (property tax median $6,540 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.
Where do these numbers come from?
Stellar MLS via Repliers listings in Twinwaters from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.
Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 7 addressesin subdivisions matching “TWINWATERS”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.
Compare nearby communities
- WatersideWinter Garden · HOA $2,580/yr
- Carriage Pointe A-I and LWinter Garden · HOA $1,084/yr
- Waterside / Johns LakeWinter Garden · HOA $2,580/yr
- Hickory HammockWinter Garden · HOA $2,823/yr
- Stone CreekWinter Garden · HOA $548/yr
- Alexander RidgeWinter Garden · HOA $2,532/yr
- Belle MeadeWinter Garden · HOA $2,000/yr
- Stoneybrook WestWinter Garden · HOA $2,920/yr · CDD $775/yr
- Stoneybrook West DWinter Garden · CDD $565/yr
- Johns LandingOakland · HOA $1,150/yr
- Johns CoveOakland · HOA $2,077/yr
- Orchard HillsWinter Garden · HOA $2,260/yr
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