Costs of owning

What it really costs to own in Florida.

Waterside / Johns Lake HOA fees

Winter Garden, Orange County · 34787

Homes in Waterside / Johns Lake (Winter Garden) pay a median $2,580 a year in HOA dues, about $215 a month, based on 22 listings. Half fall between $2,580 and $2,580. None of the listings we reviewed report a CDD.

HOA, median
$2,580/yr
About $215 a month
CDD, median
None reported
Property tax, median
$8,276/yr
Seller's bill; resets after a sale
Monthly, before mortgage
$905
HOA + tax at the medians

What the dues cover

  • Pool45% of listings
  • Common Area Taxes23% of listings
  • Recreational Facilities23% of listings

Amenities listed: Fitness Center, Clubhouse, Pool, Park, Playground.

23% of listings report a second association (often a master HOA). The figures above don't include that second fee, so the total can be higher.

Waterside / Johns Lake cost questions

How much are HOA fees in Waterside / Johns Lake?

Homes in Waterside / Johns Lake (Winter Garden) pay a median $2,580 a year in HOA dues, about $215 a month, based on 22 listings. Half fall between $2,580 and $2,580.

Does Waterside / Johns Lake have a CDD?

None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.

What does it cost each month to own in Waterside / Johns Lake, before the mortgage?

HOA and property tax come to about $905 a month at the medians (property tax median $8,276 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.

Where do these numbers come from?

Stellar MLS via Repliers listings in Waterside / Johns Lake from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.

Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 22 addressesin subdivisions matching “WATERSIDE/JOHNS LAKE”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.

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