What it really costs to own in Florida.
Stone Creek HOA fees
Winter Garden, Orange County · 34787
Homes in Stone Creek (Winter Garden) pay a median $548 a year in HOA dues, about $46 a month, based on 6 listings. Half fall between $548 and $548. None of the listings we reviewed report a CDD.
What the dues cover
Amenities listed: Park.
Live inventory
For sale in Stone Creek right now
1 active listing
Stone Creek cost questions
How much are HOA fees in Stone Creek?
Homes in Stone Creek (Winter Garden) pay a median $548 a year in HOA dues, about $46 a month, based on 6 listings. Half fall between $548 and $548.
Does Stone Creek have a CDD?
None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.
What does it cost each month to own in Stone Creek, before the mortgage?
HOA and property tax come to about $499 a month at the medians (property tax median $5,445 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.
Where do these numbers come from?
Stellar MLS via Repliers listings in Stone Creek from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.
Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 6 addressesin subdivisions matching “STONE CREEK”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.
Compare nearby communities
- Belle MeadeWinter Garden · HOA $2,000/yr
- Carriage Pointe A-I and LWinter Garden · HOA $1,084/yr
- Alexander RidgeWinter Garden · HOA $2,532/yr
- Stoneybrook WestWinter Garden · HOA $2,920/yr · CDD $775/yr
- TwinwatersWinter Garden · HOA $2,208/yr
- Hickory HammockWinter Garden · HOA $2,823/yr
- Stoneybrook West DWinter Garden · CDD $565/yr
- WatersideWinter Garden · HOA $2,580/yr
- Waterside / Johns LakeWinter Garden · HOA $2,580/yr
- Orchard HillsWinter Garden · HOA $2,260/yr
- Wintermere PointeWinter Garden · HOA $1,100/yr
- Cypress ReserveWinter Garden · HOA $900/yr
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