Costs of owning

What it really costs to own in Florida.

Watermark HOA fees

Winter Garden, Orange County · 34787

Homes in Watermark (Winter Garden) pay a median $1,968 a year in HOA dues, about $164 a month, based on 34 listings. Half fall between $1,908 and $1,968. None of the listings we reviewed report a CDD.

HOA, median
$1,968/yr
About $164 a month
CDD, median
None reported
Property tax, median
$7,512/yr
Seller's bill; resets after a sale
Monthly, before mortgage
$790
HOA + tax at the medians

HOA by home type

Single-family homes$1,968/yr29 listings
Townhomes and villas$2,940/yr5 listings

Condos and townhomes usually pay more because their dues cover the building, roof or exterior insurance.

What the dues cover

  • Pool41% of listings
  • Recreational Facilities35% of listings

Amenities listed: Playground, Tennis Court(s), Fitness Center, Clubhouse, Pool, Basketball Court.

Live inventory

For sale in Watermark right now

22 active listings

9469 Meadow Hunt Way
Active
House for sale
$485,000
4 bed3 bath1,868 sqft0.07 acre lot
9469 Meadow Hunt Way
Winter Garden, FL, 34787
Brokered by HANG SENG REALTY , INC
9936 Pallida Hickory Way
Active
House for sale
$468,000
3 bed3 bath1,744 sqft0.08 acre lot
9936 Pallida Hickory Way
Winter Garden, FL, 34787
Brokered by RC GROUP REALTY LLC
10079 Austrina Oak Loop
Active
House for sale
$880,000
5 bed4 bath3,414 sqft0.42 acre lot
10079 Austrina Oak Loop
Winter Garden, FL, 34787
Brokered by NUMBER 1 BROKER, LLC
9356 Tyrella Pine Trl
Active
House for sale
$495,000
4 bed3 bath1,838 sqft0.07 acre lot
9356 Tyrella Pine Trl
Winter Garden, FL, 34787
Brokered by POINTON REALTY INC
9766 Amber Chestnut Way
Active
Townhouse for sale
$429,900
3 bed3 bath1,937 sqft0.08 acre lot
9766 Amber Chestnut Way
Winter Garden, FL, 34787
Brokered by LPT REALTY, LLC
14543 Golden Harbor Ln
ActivePrice reduced
House for sale
$485,000
$15k
3 bed3 bath2,039 sqft0.13 acre lot
14543 Golden Harbor Ln
Winter Garden, FL, 34787
Brokered by PREFERRED REAL ESTATE BROKERS
14739 Glade Hill Park Way
Active
House for sale
$750,000
4 bed4 bath2,935 sqft0.14 acre lot
14739 Glade Hill Park Way
Winter Garden, FL, 34787
Brokered by WRA BUSINESS & REAL ESTATE
10301 Austrina Oak Loop
Active
House for sale
$520,000
3 bed3 bath2,078 sqft0.09 acre lot
10301 Austrina Oak Loop
Winter Garden, FL, 34787
Brokered by OPTIMA ONE REALTY, INC.
See all 22 Watermark homes

Watermark cost questions

How much are HOA fees in Watermark?

Homes in Watermark (Winter Garden) pay a median $1,968 a year in HOA dues, about $164 a month, based on 34 listings. Half fall between $1,908 and $1,968.

Does Watermark have a CDD?

None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.

What does it cost each month to own in Watermark, before the mortgage?

HOA and property tax come to about $790 a month at the medians (property tax median $7,512 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.

Where do these numbers come from?

Stellar MLS via Repliers listings in Watermark from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.

Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 34 addressesin subdivisions matching “WATERMARK”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.

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