Costs of owning

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Winding Creek HOA fees

Clearwater, Pinellas County · 33761

Homes in Winding Creek (Clearwater) pay a median $6,948 a year in condo association dues, about $579 a month, based on 9 listings. Half fall between $6,017 and $7,188. None of the listings we reviewed report a CDD.

HOA, median
$6,948/yr
About $579 a month
CDD, median
None reported
Property tax, median
$2,051/yr
Seller's bill; resets after a sale
Monthly, before mortgage
$750
HOA + tax at the medians

What the dues cover

  • Pool100% of listings
  • Maintenance Structure100% of listings
  • Maintenance Grounds100% of listings
  • Sewer100% of listings
  • Cable TV89% of listings
  • Escrow Reserves Fund89% of listings

Amenities listed: Maintenance, Pool, Tennis Court(s), Clubhouse, Recreation Facilities, Shuffleboard Court.

44% of listings report a second association (often a master HOA). The figures above don't include that second fee, so the total can be higher.

Winding Creek cost questions

How much are HOA fees in Winding Creek?

Homes in Winding Creek (Clearwater) pay a median $6,948 a year in condo association dues, about $579 a month, based on 9 listings. Half fall between $6,017 and $7,188.

Does Winding Creek have a CDD?

None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.

What does it cost each month to own in Winding Creek, before the mortgage?

HOA and property tax come to about $750 a month at the medians (property tax median $2,051 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.

Where do these numbers come from?

Stellar MLS via Repliers listings in Winding Creek from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.

Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 9 addressesin subdivisions matching “WINDING CREEK”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.

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