Costs of owning

What it really costs to own in Florida.

Windrush Cove HOA fees

Indian Rocks Beach, Pinellas County · 33785

Homes in Windrush Cove (Indian Rocks Beach) pay a median $10,964 a year in condo association dues, about $914 a month, based on 11 listings. Half fall between $9,048 and $11,560. None of the listings we reviewed report a CDD.

HOA, median
$10,964/yr
About $914 a month
CDD, median
None reported
Property tax, median
$3,214/yr
Seller's bill; resets after a sale
Monthly, before mortgage
$1,182
HOA + tax at the medians

What the dues cover

  • Sewer100% of listings
  • Water100% of listings
  • Pool91% of listings
  • Maintenance Grounds91% of listings
  • Trash91% of listings
  • Cable TV82% of listings

Amenities listed: Clubhouse, Pool, Recreation Facilities, Cable TV.

Windrush Cove cost questions

How much are HOA fees in Windrush Cove?

Homes in Windrush Cove (Indian Rocks Beach) pay a median $10,964 a year in condo association dues, about $914 a month, based on 11 listings. Half fall between $9,048 and $11,560.

Does Windrush Cove have a CDD?

None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.

What does it cost each month to own in Windrush Cove, before the mortgage?

HOA and property tax come to about $1,182 a month at the medians (property tax median $3,214 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.

Where do these numbers come from?

Stellar MLS via Repliers listings in Windrush Cove from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.

Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 11 addressesin subdivisions matching “WINDRUSH COVE”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.

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