3840 Mariners Way #514A, photo 1
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Overview

2 bd2 ba1,762 sqftCondominium
TypeCondominium
Condo dues$1,608/mo
Built1984
Living area1,762 sqft
Price / sqft$511

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingEat-in KitchenElevatorLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Wood Cabinets

3840 Mariners Way #514A is a 1984-built home in Mariners Cove I, Cortez. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,762 square feet of living space. Listed at $900,000 (about $511/sqft), 350 days on market. Flood zone AE - confirm flood insurance requirements with your lender. Condo dues run $1,608 monthly.

From the listing

Presenting a rare and distinguished opportunity to enjoy panoramic waterfront vistas, complemented by the exceptional offering of two boat slips, a rarity along the coast. Ideally set in the prestigious gated enclave of Mariner’s Cove where refined waterfront living is elevated to an art form. Set between the tranquil shores of Anna Maria Sound and Palma Sola Bay, this residence is a statement of timeless design. For the boating enthusiast, the residence includes a rare two slips equipped with a full power pedestal capable of holding a large boat, storage box and ideally at the end of the canal for direct access to the Intracoastal Waterway, offering seamless navigation to Anna Maria Sound, Palma Sola Bay, Tampa Bay and Gulf of America. Upon arrival via elevator, you are welcomed into an expansive open-concept residence is a sanctuary of natural light that effortlessly blends coastal ease and anchored by a refined fireplace and framed by floor-to-ceiling glass sliders, inviting the outdoors in and offering uninterrupted vistas of the water beyond. At the center is a dramatic, 30-foot expanse screened lanai with coveted northwest exposure ideal for capturing both morning serenity and evening sunsets. Unique to this residence is an expansive deep-set front patio, a distinctive feature. The kitchen is a culinary work of art, showcasing warm-toned granite counters, designer backsplash, all wood cabinetry with extra pantry storage, and premium stainless-steel appliances with Sub-Zero paneled refrigerator, every detail curated to enhance form and function. In the owner’s suite, panoramic water views create an ever-changing backdrop of coastal splendor. Private access to the lanai, a luxurious en-suite bath with dual vanities, a walk-in shower and a separate soaking tub further underscore the home's spa-like tranquility. Additional appointments include a laundry closet, a secure under-building storage unit, two covered parking spaces, crown molding throughout and recent mechanical upgrades including a newer HVAC system and water heater. Residents of Mariner’s Cove enjoy an array of upscale amenities, including three protected canals, two heated swimming pools, tennis and pickleball courts, and lushly landscaped grounds in a gated community setting. Ideally just one mile from the sugar-sand beaches of Anna Maria Island and near the historic fishing village of Cortez, where waterfront dining, boutiques and marine adventures await. This is more than a residence, it is a curated lifestyle defined by serenity, exclusivity and finest elements of coastal living. An extraordinary opportunity for the discerning buyer seeking a home of distinction in one of Florida’s desired waterfront communities.

The essentials

Built
1984
Price / sqft
$511
On market
350 days
Annual tax
$7,994
Condo dues
$1,608/mo
Flood zone
AE
Type
Condominium

At a glance

Condo
3 stories · 1984
Waterfront
Intracoastal Waterway
Community pool
Shared amenity
Private balcony
Outdoor space
1,762 sqft
Living area

Payment

Est. monthly payment
$7,418/mo
Down payment (20%)
$180,000
Property taxes
$666/mo
Condo dues
$1,608/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1984
Lot
-
Cooling
Central Air
Heating
Central
Parking
Ground Level, Guest, Basement
Waterfront
Intracoastal Waterway
Days on Market
350
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
Elevator
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Wood Cabinets
Split Bedroom
Stone Counters
Walk-in Closet(s)
Balcony
Private Mailbox
Sidewalk
Storage
Tennis Court(s)
Buyer Approval Required
Community Mailbox
Deed Restrictions
Gated Community - No Guard
Pool
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Flood Zone AE
Annual Tax (2024)
$7,994
Parcel #
7601321008

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Mariners Cove I
County
Manatee
MLS Area
34215 - Cortez
Lot Size
-
SidewalkStreet Dead-EndPavedPrivate
Condo dues
$1,608/mo
C&S Mgmt - Dana McGann

Price history

Date
Event
Price
10/29/2025
Listed for sale
Source: Stellar MLS #A4669912
$900,000
$511/sqft

Neighborhood

3840 Mariners Way #514A
Cortez, FL, 34215 · 34215 - Cortez

Market insights

Offer Insights

Choose an offer strength

List price: $900,000
$885,000 – $900,000
98.2% – 100% of listTops out right at the list price
80% of listList price
43 of the last 85 condo closings in Manatee County landed at this number or higher (51%). The median one sat 88 days before it went under contract, and this one is on day 350.

Sample: 85 closed condo sales in Manatee County over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$7,418/mo
Principal & interest$4,694
Property taxes$666
Insurance$450
HOA$1,608
Down payment20% · $180,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$900,000

$511 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,762 sq ft

Time on market

350 days

Year built

1984

Monthly payment

About $7,418/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,994 annual tax bill, insurance, and $1,608/mo in condo dues.

Condo dues

$1,608/mo

Managed by C&S Mgmt - Dana McGann.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byPREMIER SOTHEBY'S INTERNATIONAL REALTYListing agent: Kevin MilnerListing data from Stellar MLS, MLS# A4669912.

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