5299 Early Ter, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot9,999 sqft

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

5299 Early Ter is a home in Port Charlotte Sec 054, Port Charlotte. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Create the custom waterfront home you’ve always envisioned in the sought-after Gulf Cove community, where boating and coastal living are part of everyday life. This prime homesite boasts an impressive 80-foot seawall, offering a fantastic foundation for a private dock and effortless access to Florida’s scenic waterways. Public water and sewer available! Ideally located just minutes from stunning Gulf Coast beaches, waterfront dining, boutique shopping, and world-class fishing, and a short drive to Port Charlotte, Englewood, Venice, and North Port, this property places you at the heart of it all. Secure your slice of paradise and start living the laid-back coastal lifestyle you’ve been dreaming of!

The essentials

On market
224 days
Annual tax
$2,756
Flood zone
AE
Lot
9,999 sqft
Type
Land

At a glance

Land
Waterfront
Bay/Harbor
9,999 sqft lot
Lot size

Payment

Est. monthly payment
$1,173/mo
Down payment (20%)
$33,000
Property taxes
$230/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
9,999 sqft
Cooling
-
Heating
-
Parking
-
Waterfront
Bay/Harbor, Canal - Saltwater
Days on Market
224
Elementary
Myakka River Elementary
Middle
L.A. Ainger Middle
High
Lemon Bay High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2025)
$2,756
Parcel #
402133330005

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Port Charlotte Sec 054
County
Charlotte
MLS Area
33981 - Port Charlotte
Lot Size
9,999 sqft

Price history

Date
Event
Price
7/27/2026
Price change
Source: Stellar MLS #A4684386
$165,000-5.7%
-
Price change
Source: Stellar MLS #A4684386
$175,000-12.5%
2/28/2026
Listed for sale
Source: Stellar MLS #A4684386
$199,900

Neighborhood

5299 Early Ter
Port Charlotte, FL, 33981 · 33981 - Port Charlotte

Calculator

Est. monthly payment
$1,173/mo
Principal & interest$861
Property taxes$230
Insurance$83
Down payment20% · $33,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$165,000

Time on market

224 days

Monthly payment

About $1,173/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,756 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Have another question?

Brokered byTAMM REAL ESTATEListing agent: Nikki TammListing data from Stellar MLS, MLS# A4684386.

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