448 Gulf Of Mexico Dr #A205, photo 1
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Overview

2 bd2 ba1,306 sqftCondominium
TypeCondominium
Condo dues$1,040/mo
Built1970
Lot149,181 sqft
Living area1,306 sqft
Price / sqft$436

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingLiving Room/Dining Room ComboOpen FloorplanSolid Wood CabinetsSplit BedroomStone CountersWalk-in Closet(s)

448 Gulf Of Mexico Dr #A205 is a 1970-built home in Bay Harbour, Longboat Key. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,306 square feet of living space. Listed at $569,000 (about $436/sqft), 175 days on market. Flood zone AE - confirm flood insurance requirements with your lender. Condo dues run $1,040 monthly.

From the listing

Enjoy the benefits of a well-managed waterfront community with just 39 residences and attractively low condominium association fees. Set within an intimate waterfront enclave, this Bay Harbour retreat captures the essence of refined island living. Framed by swaying palms and 720 feet of shimmering Sarasota Bay frontage, the community feels like a private tropical sanctuary, where beautiful sunrises paint the sky and waterfowl dive gracefully for fish along the shoreline. Boaters will appreciate the ideal marina location, offering a quick, scenic ride to the Gulf of Mexico. The marina is fully equipped with electrical service, fresh water and a fish-cleaning station, while the seawall provides front-row views of dolphins and playful manatees. A kayak launch adds even more ways to enjoy life on the water. Inside, this spacious two-bedroom, two-bath residence spans 1,300-plus square feet of light-filled living with captivating views of Bay Harbour Marina and Sarasota Bay. Both bedrooms feature walk-in closets, and the kitchen blends style and function with wood cabinetry with glass fronts, stainless-steel appliances, solid-surface countertops and tile flooring throughout. The generous primary suite offers an en-suite bath and a peaceful vantage point overlooking the turquoise bay waters. New hot water heater 2026. Offered furnished, the home includes an in-unit washer and dryer, covered assigned parking, ample guest parking and elevator access. Bay Harbour’s amenities elevate the experience with a heated pool, grilling area and first-come boat slips accommodating vessels up to 42 feet. Owners may have one pet. Positioned in south Longboat Key, you’re just 15 minutes from downtown Sarasota, home to upscale shopping, acclaimed dining, galleries, theater, opera, ballet and vibrant arts scene. And for everyday indulgence, you can visit or bike to St. Armands Circle, a beloved destination of boutiques, cafés and coastal charm.

The essentials

Built
1970
Price / sqft
$436
On market
175 days
Annual tax
$5,089
Condo dues
$1,040/mo
Flood zone
AE
Lot
149,181 sqft
Type
Condominium

At a glance

Condo
Built 1970
Waterfront
Bay/Harbor
Community pool
Fitness center too
Assigned parking
1,306 sqft
Living area

Payment

Est. monthly payment
$4,717/mo
Down payment (20%)
$113,800
Property taxes
$424/mo
Condo dues
$1,040/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1970
Lot
149,181 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Assigned, Covered, Guest
Waterfront
Bay/Harbor, Canal - Saltwater, Marina in Community
Days on Market
175
Ceiling Fans(s)
Crown Molding
Living Room/Dining Room Combo
Open Floorplan
Solid Wood Cabinets
Split Bedroom
Stone Counters
Walk-in Closet(s)
Window Treatments
Lighting
Outdoor Grill
Buyer Approval Required
Fitness Center
Pool
Dishwasher
Electric Water Heater
Range
Refrigerator
Flood Zone AE
Annual Tax (2025)
$5,089
Parcel #
0012041014

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Bay Harbour
County
Sarasota
MLS Area
34228 - Longboat Key
Lot Size
149,181 sqft
Condo dues
$1,040/mo
Pinnacle/ Roberta Maxfield

Price history

Date
Event
Price
10/6/2026
Price change
Source: Stellar MLS #A4690875
$569,000-5.0%
$436/sqft
-
Price change
Source: Stellar MLS #A4690875
$599,000-4.8%
$459/sqft
4/21/2026
Listed for sale
Source: Stellar MLS #A4690875
$629,000
$482/sqft

Neighborhood

448 Gulf Of Mexico Dr #A205
Longboat Key, FL, 34228 · 34228 - Longboat Key

Market insights

Offer Insights

Choose an offer strength

List price: $569,000
$535,000 – $569,000
94.3% – 100% of listTops out right at the list price
80% of listList price
69 of the last 136 condo closings in 34228 landed at this number or higher (51%). The median one sat 86 days before it went under contract, and this one is on day 175 after a $60,000 cut.

Sample: 136 closed condo sales in 34228 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,716/mo
Principal & interest$2,968
Property taxes$424
Insurance$285
HOA$1,040
Down payment20% · $113,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$569,000

$436 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,306 sq ft

Time on market

175 days

Year built

1970

Monthly payment

About $4,717/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,089 annual tax bill, insurance, and $1,040/mo in condo dues.

Condo dues

$1,040/mo

Managed by Pinnacle/ Roberta Maxfield.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byPREMIER SOTHEBY'S INTERNATIONAL REALTYListing agent: Kathleen WingateListing data from Stellar MLS, MLS# A4690875.

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