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Overview

3 bd3 ba2,321 sqft3 car garageSingle Family
TypeSingle Family
HOA$233/mo
Built2022
Lot41,974 sqft
Living area2,321 sqft
Price / sqft$299
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Kitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanOutdoor ShowerRain GuttersDeed RestrictionsGated Community - No Guard

28960 Gin Ln is a 2022-built home in The Estates On Peace River, Punta Gorda. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,321 square feet of living space. Listed at $695,000 (about $299/sqft), 104 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $233 monthly.

From the listing

Virtually Staged. Experience elevated coastal-inspired living in this exquisite 3-bedroom, 3-bath residence nestled within the gated Estates on Peace River boasting WATERFRONT ACCESS. This neighborhood is where luxury, privacy, and waterfront access blend seamlessly. Enjoy an ASSIGNED BOAT SLIP, a private community boat launch, and tiki hut pavilion. This thoughtfully designed home with a modern neutral palette, the home welcomes you with soaring ceilings, crown molding, beautiful 8-foot single-panel doors, 5-inch baseboard trim, and a blend of LVP and 48 inch porcelain tile throughout. At the heart of the home, the designer kitchen impresses with its oversized island, quartz countertops accented by a stylish backsplash, premium stainless steel appliances, and solid wood soft-close cabinetry adorned with stylish hardware. Enjoy a private walk in butler’s pantry for added space and convenience. Whether entertaining or enjoying everyday living, this space is as inviting as it is refined. An added WHOLE-HOUSE REVERSE OSMOSIS SYSTEM enhances comfort and convenience throughout. The primary retreat is a serene sanctuary, offering generous space and a spa-like en-suite bathroom with an expansive frameless walk-in shower, dual vanities, and a spacious walk-in closet with custom-built cabinets and wood shelving. Two additional bedrooms and baths provide comfort and privacy for guests, while a spacious laundry room with cabinetry and storage adds everyday ease. Don't miss the additional DEN flex space, perfect for an office, play room, or entertainment zone. Step outside to the covered back patio and expansive backyard, set on an almost 1 acre lot, that invites outdoor living and future possibilities. Additional notable features include a NEW WELL AND PUMP SYSTEM (2024), impact windows, a tankless water heater, irrigation system, starlink satellite, and 25 gauge metal roof, further elevating the home’s value and peace of mind. The Estates on Peace River is a rare, master-planned enclave of 28.9+ acre parcels. Ideally positioned, this home offers convenient access to boating, fishing, and kayaking along the Peace River, with easy passage to Charlotte Harbor and the Gulf of Mexico. Nearby historic downtown Punta Gorda provides vibrant waterfront dining, easy access to the PG AIRPORT, boutique shopping, golf courses, parks, and marinas, while Southwest Florida’s renowned beaches, and cultural attractions are all within reach. This is luxury living close to the water—where tranquility, elegance, and an exceptional location come together beautifully. Don’t wait to make this one yours!

The essentials

Built
2022
Price / sqft
$299
On market
104 days
Annual tax
$14,449
HOA
$233/mo
Flood zone
AE
Lot
41,974 sqft
Type
Single Family Residence

At a glance

Single family
Built 2022
3 car garage
0.96 acres
Lot size
2,321 sqft
Living area

Payment

Est. monthly payment
$5,410/mo
Down payment (20%)
$139,000
Property taxes
$1,204/mo
HOA
$233/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2022
Lot
41,974 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
104
Ceiling Fans(s)
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Outdoor Shower
Rain Gutters
Deed Restrictions
Gated Community - No Guard
Golf Carts OK
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Range
Range Hood
Refrigerator
Washer
Whole House R.o. System
Elementary
East Elementary
Middle
Punta Gorda Middle
High
Charlotte High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2025)
$14,449
Parcel #
402314227006

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
The Estates On Peace River
County
Charlotte
MLS Area
33982 - Punta Gorda
Lot Size
41,974 sqft
HOA
$233/mo
G.F. Business Services

Price history

Date
Event
Price
9/18/2026
Price change
Source: Stellar MLS #A4693519
$695,000-4.1%
$299/sqft
-
Price change
Source: Stellar MLS #A4693519
$725,000-3.3%
$312/sqft
7/3/2026
Listed for sale
Source: Stellar MLS #A4693519
$750,000
$323/sqft

Neighborhood

28960 Gin Ln
Punta Gorda, FL, 33982 · 33982 - Punta Gorda

Market insights

Offer Insights

Choose an offer strength

List price: $695,000
$675,000 – $695,000
97.4% – 100% of listTops out right at the list price
80% of listList price
72 of the last 143 home closings in 33982 landed at this number or higher (50%). The median one sat 49 days before it went under contract, and this one is on day 104 after a $55,000 cut.

Sample: 143 closed home sales in 33982 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$5,409/mo
Principal & interest$3,625
Property taxes$1,204
Insurance$348
HOA$233
Down payment20% · $139,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$695,000

$299 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,321 sq ft

Time on market

104 days

Year built

2022

Monthly payment

About $5,410/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $14,449 annual tax bill, insurance, and the $233/mo HOA fee.

HOA fee

$233/mo

Managed by G.F. Business Services.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

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Brokered byCOLDWELL BANKER REALTYListing agent: Michele WeedListing data from Stellar MLS, MLS# A4693519.

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