3190 Aloe St, photo 1
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Overview

4 bd3 ba2,916 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1986
Lot219,106 sqft
Living area2,916 sqft
Price / sqft$314
Garage2 car

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About this home

Built-in FeaturesPrimary Bedroom Main FloorCourtyardBuilt-in OvenCooktopDishwasherElectric Water HeaterRefrigerator

3190 Aloe St is a 1986-built home in River Acres, Punta Gorda. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,916 square feet of living space. Listed at $915,000 (about $314/sqft), 75 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Five acre water front home with your own boardwalk and boat lift! Enter through private motorized front gate to this expansive 4 bed, 3 bath property. The long driveway is lined with trees that go to the back of the property. With nearly 3000 sq ft, the open concept, vaulted ceiling mid century design is stunning. The kitchen features top end appliances, double oven, stone counters and custom maple cabinets. The living room has live edge shelving next to the fireplace that looks up to open beams on the ceiling. In the large master suite is a walk in ocean mosaic shower that is nothing short of your own personal spa. The house is a split floor plan with three of the bedrooms on opposite side. The home has a two car garage and a huge partially covered outdoor pool deck screened in with a waterfall rock formation, in-water dining table, shallow ledges, an outdoor kitchen, dog wash station and a private gated outdoor shower. Just off the back is a pergola with large paver patio, fire pit and dining area. Further back you will find a large exterior detached garage/barn/workshop that could fit a lot vehicles and a private office. The back of garage has two additional garage doors that could be used for car, barn or farm. This property is fenced in and perfect for outdoor enthusiasts or even horse lovers. Plenty of room for a pasture or Side-by-Side four wheeling. At the back of the property you will find your own long boardwalk suspended above the water marshes that lead to the private dock and boat lift. This is amazing to walk and relax morning or night. There are hardly any properties that come available like this. Pool was just drained cleaned and refilled. Two new water heaters just installed, new outdoor water spigots, new Lift control board. Lot is 5.03 Acres on Beautiful Shell Creek, giving Direct Access to Charlotte Harbor and the Gulf. Boat, fish or kayak from your dock. The lift is rated 6,000lb. Short Drive to shopping, dining, downtown Punta Gorda, I-75, Punta Gorda Airport, Waterfront Parks, Tennis, Golf, Pickleball, Port Charlotte, Arcadia and all that Southwest Florida

The essentials

Built
1986
Price / sqft
$314
On market
75 days
Annual tax
$11,538
Flood zone
AE
Lot
219,106 sqft
Type
Single Family Residence

At a glance

Single family
Built 1986
Waterfront
Creek
Private pool
In Ground
2 car garage
5.03 acres
Lot size

Payment

Est. monthly payment
$6,191/mo
Down payment (20%)
$183,000
Property taxes
$962/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1986
Lot
219,106 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Pool
In Ground
Waterfront
Creek
Days on Market
75
Built-in Features
Primary Bedroom Main Floor
Courtyard
Built-in Oven
Cooktop
Dishwasher
Electric Water Heater
Refrigerator
Flood Zone AE
Annual Tax (2025)
$11,538
Parcel #
402419176001

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
River Acres
County
Charlotte
MLS Area
33982 - Punta Gorda
Lot Size
219,106 sqft

Price history

Date
Event
Price
9/3/2026
Price change
Source: Stellar MLS #C7528948
$915,000-3.2%
$314/sqft
7/30/2026
Listed for sale
Source: Stellar MLS #C7528948
$945,000
$324/sqft

Neighborhood

3190 Aloe St
Punta Gorda, FL, 33982 · 33982 - Punta Gorda

Market insights

Offer Insights

Choose an offer strength

List price: $915,000
$890,000 – $915,000
97.4% – 100% of listTops out right at the list price
80% of listList price
70 of the last 139 home closings in 33982 landed at this number or higher (50%). The median one sat 48 days before it went under contract, and this one is on day 75 after a $30,000 cut.

Sample: 139 closed home sales in 33982 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$6,191/mo
Principal & interest$4,772
Property taxes$962
Insurance$458
Down payment20% · $183,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$915,000

$314 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,916 sq ft

Time on market

75 days

Year built

1986

Monthly payment

About $6,191/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $11,538 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

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Brokered byREAL BROKER, LLCListing agent: Troy HughesListing data from Stellar MLS, MLS# C7528948.

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