28975 Smugglers Ln, photo 1
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Overview

4 bd3 ba2,586 sqft3 car garageSingle Family
TypeSingle Family
HOA$300/mo
Built2022
Lot47,913 sqft
Living area2,586 sqft
Price / sqft$454
Garage3 car

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About this home

Built-in FeaturesCeiling Fans(s)Crown MoldingEat-in KitchenHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen Floorplan

28975 Smugglers Ln is a 2022-built home in The Estates On Peace River, Punta Gorda. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,586 square feet of living space. Listed at $1,175,000 (about $454/sqft), 89 days on market. Flood zone 10AE - confirm flood insurance requirements with your lender. HOA runs $300 monthly.

From the listing

Welcome to the exclusive waterfront gated community of the Estates on Peace River, where luxury, comfort, and thoughtful design come together. Built in 2022 this exceptional executive home showcases meticulous craftsmanship and attention to detail throughout. Situated on a picturesque 1.1-acre homesite with frontage on a peaceful pond, this 2,585 square-foot residence offers an impressive collection of high-end upgrades. The thoughtfully designed floor plan features a fully furnished 4 spacious bedrooms, 3 full bathrooms, and a private office with elegant French glass doors—ideal for working from home.This home was built for both beauty and durability, the home includes impact-resistant windows, a 24-gauge metal roof, an oversized side-entry three-car garage, and an expansive paver driveway and pool deck. Additional premium features include a 22-kilowatt whole-house generator with a 500-gallon underground propane tank, providing peace of mind year-round. At the heart of the home, the chef's kitchen is designed to impress with radiant quartz countertops, tile backsplash, abundant wood cabinetry, double ovens, wine cooler, and one of its favorite features is the spacious hidden walk-in pantry.The kitchen flows seamlessly into the inviting great room, complete with a tray ceiling, gas fireplace, and built-in surround sound system, creating the perfect space for entertaining or relaxing.The desirable split-bedroom layout offers privacy for the luxurious primary suite, featuring an oversized walk-through double closet space and a beautifully appointed en-suite bath. Throughout the home, soaring 10-foot-plus ceilings and 8-foot doors create an open, elegant atmosphere, while smart home technology adds everyday convenience. The home is finished with beautiful, variable-sized porcelain plank tile flooring that has a wood like appearance but sustainability of tile! With sliders fully opened you can enjoy the vast outdoor living area, fully equipped with a 32x14 heated salt-water pool, fire pit and built in gas grill and kitchen area. Owner has added a 36x16 workshop w/electricity for all your equipment and a 10,000# boat lift slip #4.

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The essentials

Built
2022
Price / sqft
$454
On market
89 days
Annual tax
$16,351
HOA
$300/mo
Flood zone
10AE
Lot
47,913 sqft
Type
Single Family Residence

At a glance

Single family
Built 2022
Waterfront
Pond
Private pool
Heated
3 car garage
Driveway
1.10 acres
Lot size

Payment

Est. monthly payment
$8,378/mo
Down payment (20%)
$235,000
Property taxes
$1,363/mo
HOA
$300/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2022
Lot
47,913 sqft
Cooling
Central Air, Humidity Control, Zoned
Heating
Central, Electric, Zoned
Parking
Driveway, Garage Door Opener, Garage Faces Side, Ground Level, Guest, Oversized
Pool
Deck, Gunite, Heated, In Ground, Lighting, Outside Bath Access, Salt Water, Screen Enclosure
Waterfront
Pond
Days on Market
89
Built-in Features
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Smart Home
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Awning(s)
Outdoor Kitchen
Private Mailbox
Rain Gutters
Shade Shutter(s)
Tennis Court(s)
Deed Restrictions
Park
Street Lights
Convection Oven
Cooktop
Dishwasher
Disposal
Dryer
Exhaust Fan
Microwave
Range Hood
Refrigerator
Tankless Water Heater
Washer
Water Softener
Wine Refrigerator
Elementary
East Elementary
Middle
Punta Gorda Middle
High
Charlotte High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone 10AE
Annual Tax (2025)
$16,351
Parcel #
402314227021

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
The Estates On Peace River
County
Charlotte
MLS Area
33982 - Punta Gorda
Lot Size
47,913 sqft
ClearedGreenbeltIn CountyLandscapedLevelOversized LotPaved
HOA
$300/mo
Eric Linerode

Price history

Date
Event
Price
10/9/2026
Price change
Source: Stellar MLS #C7528419
$1,175,000-2.1%
$454/sqft
7/15/2026
Listed for sale
Source: Stellar MLS #C7528419
$1,200,000
$464/sqft

Neighborhood

28975 Smugglers Ln
Punta Gorda, FL, 33982 · 33982 - Punta Gorda

Market insights

Offer Insights

Choose an offer strength

List price: $1,175,000
$1.14M – $1.18M
97.4% – 100% of listTops out right at the list price
80% of listList price
70 of the last 138 home closings in 33982 landed at this number or higher (51%). The median one sat 47 days before it went under contract, and this one is on day 89 after a $25,000 cut.

Sample: 138 closed home sales in 33982 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$8,378/mo
Principal & interest$6,128
Property taxes$1,363
Insurance$588
HOA$300
Down payment20% · $235,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,175,000

$454 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,586 sq ft

Time on market

89 days

Year built

2022

Monthly payment

About $8,378/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $16,351 annual tax bill, insurance, and the $300/mo HOA fee.

HOA fee

$300/mo

Managed by Eric Linerode.

Flood zone

Zone 10AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

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Brokered byRE/MAX PALM REALTYListing agent: Amber KratzerListing data from Stellar MLS, MLS# C7528419.

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