258 Rio DE Janeiro Ave, photo 1
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Overview

4 bd2 ba1,846 sqft2 car garageSingle Family
TypeSingle Family
HOA$210/yr
Built2021
Lot10,346 sqft
Living area1,846 sqft
Price / sqft$163
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Living Room/Dining Room ComboHurricane ShuttersPrivate MailboxDeed RestrictionsGolfPlaygroundTennis Court(s)Dishwasher

258 Rio DE Janeiro Ave is a 2021-built home in Deep Creek Sec 20, Punta Gorda. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,846 square feet of living space. Listed at $299,999 (about $163/sqft), 146 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $210 annually.

From the listing

Motivatived seller... Bring all offers!!!Welcome to affordable Florida living in the highly desirable Deep Creek community. Built in 2021 and situated on nearly a quarter-acre lot, this 4-bedroom, 2-bath home offers modern comfort, functional design, and an exceptional location. Inside, you'll find a spacious split-bedroom floor plan with an open-concept layout perfect for everyday living and entertaining. The kitchen features quartz countertops, stainless steel appliances, a large closet pantry, breakfast bar seating, and flows seamlessly into the dining and living areas. The inside laundry room includes the washer and dryer for added convenience, while hurricane shutters provide peace of mind during storm season. Enjoy all that Deep Creek has to offer with low HOA dues of just $210 annually, providing access to a playground, tennis courts, and basketball courts, along with minimal deed restrictions, no CDD fees, and an X flood zone location. Ideally situated just minutes from I-75, you'll enjoy easy access to Sarasota, Fort Myers, and historic downtown Punta Gorda, as well as nearby boating, fishing, golf courses, nature parks, Gulf Coast beaches, Sunseeker Resort Charlotte Harbor, CoolToday Park, home of Atlanta Braves Spring Training, and Charlotte Sports Park, home of Tampa Bay Rays Spring Training. Don't miss this opportunity to own a newer home in one of Southwest Florida's most sought-after communities.

The essentials

Built
2021
Price / sqft
$163
On market
146 days
Annual tax
$4,447
HOA
$210/yr
Flood zone
X · Low risk
Lot
10,346 sqft
Type
Single Family Residence

At a glance

Single family
Built 2021
2 car garage
10,346 sqft lot
Lot size
1,846 sqft
Living area

Payment

Est. monthly payment
$2,103/mo
Down payment (20%)
$60,000
Property taxes
$371/mo
HOA
$210/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2021
Lot
10,346 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
146
Living Room/Dining Room Combo
Hurricane Shutters
Private Mailbox
Deed Restrictions
Golf
Playground
Tennis Court(s)
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Deep Creek Elementary
Middle
Punta Gorda Middle
High
Charlotte High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$4,447
Parcel #
402304184001

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Deep Creek Sec 20
County
Charlotte
MLS Area
33983 - Punta Gorda
Lot Size
10,346 sqft
HOA
$210/yr
Renee

Price history

Date
Event
Price
9/25/2026
Price change
Source: Stellar MLS #A4693994
$299,999-4.7%
$163/sqft
-
Price change
Source: Stellar MLS #A4693994
$314,900-3.1%
$171/sqft
5/18/2026
Listed for sale
Source: Stellar MLS #A4693994
$325,000
$176/sqft

Neighborhood

258 Rio DE Janeiro Ave
Punta Gorda, FL, 33983 · 33983 - Punta Gorda

Market insights

Offer Insights

Choose an offer strength

List price: $299,999
$292,500 – $299,999
97.1% – 100% of listTops out right at the list price
80% of listList price
91 of the last 180 home closings in 33983 landed at this number or higher (51%). The median one sat 47 days before it went under contract, and this one is on day 146 after a $25,001 cut.

Sample: 180 closed home sales in 33983 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,103/mo
Principal & interest$1,565
Property taxes$371
Insurance$150
HOA$18
Down payment20% · $60,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$299,999

$163 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,846 sq ft

Time on market

146 days

Year built

2021

Monthly payment

About $2,103/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,447 annual tax bill, insurance, and the $210/yr HOA fee.

HOA fee

$210/yr

Managed by Renee.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byCHANNELL REAL ESTATE & INVESTMENTSListing agent: DJ MoriekoListing data from Stellar MLS, MLS# A4693994.

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