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Overview

3 bd2 ba1,996 sqft2 car garageSingle Family
TypeSingle Family
HOA$1,080/yr
Built2005
Lot7,579 sqft
Living area1,996 sqft
Price / sqft$175
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

NingunoDishwasherMicrowaveRangeRefrigerator

4603 Trout River Xing is a 2005-built home in Covered Bridge Estates Ph 7a-7e, Ellenton. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,996 square feet of living space. Listed at $350,000 (about $175/sqft), 94 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,080 annually.

From the listing

Virtually Staged. Handyman Special in Covered Bridge – Great Bones, Needs TLC, Priced to Reflect It This Covered Bridge single-story is a true fixer-upper opportunity — priced for a buyer ready to roll up their sleeves. Built in 2005, this 3-bedroom, 2-bath home sits on a 7,579 sq ft lot with a practical one-story layout, but it needs work throughout, including updated flooring, paint, and finishes to bring it back to move-in condition. The good news: the biggest-ticket item is already done. A brand-new roof was installed in May 2025, so buyers can focus their renovation budget on cosmetics and updates rather than major systems. This is an as-is opportunity best suited for a cash buyer, investor, or anyone comfortable taking on a renovation project. Covered Bridge offers a community pool, tennis courts, playground, and clubhouse with fitness room for just $67/month HOA, with no CDD fees. Located minutes from Ellenton Outlet Mall with easy access to I-75 and US 301 for a convenient Bradenton/Sarasota or Tampa/St. Pete commute. Bring your contractor and your vision — this one is ready for a full refresh.

The essentials

Built
2005
Price / sqft
$175
On market
94 days
Annual tax
$4,680
HOA
$1,080/yr
Flood zone
X · Low risk
Lot
7,579 sqft
Type
Single Family Residence

At a glance

Single family
Built 2005
2 car garage
7,579 sqft lot
Lot size
1,996 sqft
Living area

Payment

Est. monthly payment
$2,480/mo
Down payment (20%)
$70,000
Property taxes
$390/mo
HOA
$1,080/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2005
Lot
7,579 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
94
Ninguno
Dishwasher
Microwave
Range
Refrigerator
Flood Zone X
Annual Tax (2025)
$4,680
Parcel #
746540909

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Covered Bridge Estates Ph 7a-7e
County
Manatee
MLS Area
34222 - Ellenton
Lot Size
7,579 sqft
Paved
HOA
$1,080/yr
Derek Draper

Price history

Date
Event
Price
7/10/2026
Listed for sale
Source: Stellar MLS #A4699530
$350,000
$175/sqft

Neighborhood

4603 Trout River Xing
Ellenton, FL, 34222 · 34222 - Ellenton

Market insights

Offer Insights

Choose an offer strength

List price: $350,000
$332,500 – $350,000
94.8% – 100% of listTops out right at the list price
80% of listList price
31 of the last 61 home closings in 34222 landed at this number or higher (51%). The median one sat 80 days before it went under contract, and this one is on day 94.

Sample: 61 closed home sales in 34222 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,480/mo
Principal & interest$1,825
Property taxes$390
Insurance$175
HOA$90
Down payment20% · $70,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$350,000

$175 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,996 sq ft

Time on market

94 days

Year built

2005

Monthly payment

About $2,480/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,680 annual tax bill, insurance, and the $1,080/yr HOA fee.

HOA fee

$1,080/yr

Managed by Derek Draper.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byMICHAEL SAUNDERS & COMPANYListing agent: Kathy ValenteListing data from Stellar MLS, MLS# A4699530.

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