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About this home
4603 Trout River Xing is a 2005-built home in Covered Bridge Estates Ph 7a-7e, Ellenton. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,996 square feet of living space. Listed at $350,000 (about $175/sqft), 94 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,080 annually.
Virtually Staged. Handyman Special in Covered Bridge – Great Bones, Needs TLC, Priced to Reflect It This Covered Bridge single-story is a true fixer-upper opportunity — priced for a buyer ready to roll up their sleeves. Built in 2005, this 3-bedroom, 2-bath home sits on a 7,579 sq ft lot with a practical one-story layout, but it needs work throughout, including updated flooring, paint, and finishes to bring it back to move-in condition. The good news: the biggest-ticket item is already done. A brand-new roof was installed in May 2025, so buyers can focus their renovation budget on cosmetics and updates rather than major systems. This is an as-is opportunity best suited for a cash buyer, investor, or anyone comfortable taking on a renovation project. Covered Bridge offers a community pool, tennis courts, playground, and clubhouse with fitness room for just $67/month HOA, with no CDD fees. Located minutes from Ellenton Outlet Mall with easy access to I-75 and US 301 for a convenient Bradenton/Sarasota or Tampa/St. Pete commute. Bring your contractor and your vision — this one is ready for a full refresh.
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$350,000
$175 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,996 sq ft
Time on market
94 days
Year built
2005
Monthly payment
About $2,480/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,680 annual tax bill, insurance, and the $1,080/yr HOA fee.
HOA fee
$1,080/yr
Managed by Derek Draper.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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