MLS #A4701802, photo 1
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Overview

4 bd3 ba2,514 sqft2 car garageSingle Family
TypeSingle Family
HOA$1,107/qtr
Built2026
Lot6,296 sqft
Living area2,514 sqft
Price / sqft$258
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
WATERSET WOLF CRK PH B
Type
Single Family Residence

True monthly carry

HOA
~$369/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

High CeilingsOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersThermostatTray Ceiling(s)Walk-in Closet(s)Rain Gutters

MLS #A4701802 is a 2026-built home in Waterset Wolf Crk Ph B, Apollo Beach. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,514 square feet of living space. Listed at $649,000 (about $258/sqft), 75 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,107 quarterly.

From the listing

Built by Toll Brothers, this Sandbar floor plan offers thoughtfully designed single-story living with four bedrooms, three full bathrooms, and an open-concept layout. The foyer welcomes you into a spacious great room featuring a tray ceiling and sliding glass doors that open to the covered lanai, creating a seamless connection between the indoor and outdoor living spaces. The gourmet kitchen serves as the centerpiece of the home with an oversized center island, breakfast bar, walk-in pantry, abundant cabinetry, and generous counter space. The adjoining dining area provides a comfortable setting for everyday living and entertaining. The private primary suite features a tray ceiling, two walk-in closets, and an en-suite bath with dual vanities, a walk-in shower with a built-in seat, linen storage, and a private water closet. Three additional bedrooms provide flexible living arrangements, including one with a private en-suite bath and two that share a full bathroom with dual vanities. Additional highlights include a laundry room upgraded with a utility sink and additional cabinetry for enhanced storage and functionality, quality finishes throughout, and the well-planned design that defines this Toll Brothers home.

The essentials

Built
2026
Price / sqft
$258
On market
75 days
Annual tax
$3,717
HOA
$1,107/qtr
Flood zone
X · Low risk
Lot
6,296 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Water views
Water
Community pool
Fitness center too
2 car garage
6,296 sqft lot
Lot size

Payment

Est. monthly payment
$4,388/mo
Down payment (20%)
$129,800
Property taxes
$310/mo
HOA
$1,107/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
6,296 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
75
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Rain Gutters
Sliding Doors
Sprinkler Metered
Clubhouse
Community Mailbox
Dog Park
Fitness Center
Gated Community - No Guard
Golf Carts OK
Irrigation-reclaimed Water
Pool
Sidewalks
Tennis Court(s)
Built-in Oven
Cooktop
Dishwasher
Disposal
Freezer
Microwave
Range
Range Hood
Refrigerator
Tankless Water Heater
In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$3,717
Parcel #
U-27-31-19-D3L-000035-00002.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Waterset Wolf Crk Ph B
County
Hillsborough
MLS Area
33572 - Apollo Beach / Ruskin
Lot Size
6,296 sqft
Landscaped
HOA
$1,107/qtr
First Service Residential

Price history

Date
Event
Price
8/10/2026
Price change
Source: Stellar MLS #A4701802
$649,000-7.2%
$258/sqft
8/1/2026
Listed for sale
Source: Stellar MLS #A4701802
$699,000
$278/sqft

Neighborhood

Map unavailable for this listing.

Market insights

Offer Insights

Choose an offer strength

List price: $649,000
$640,000 – $649,000
98.9% – 100% of listTops out right at the list price
80% of listList price
162 of the last 322 home closings in 33572 landed at this number or higher (50%). The median one sat 53 days before it went under contract, and this one is on day 75 after a $50,000 cut.

Sample: 322 closed home sales in 33572 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,388/mo
Principal & interest$3,385
Property taxes$310
Insurance$325
HOA$369
Down payment20% · $129,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$649,000

$258 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,514 sq ft

Time on market

75 days

Year built

2026

Monthly payment

About $4,388/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,717 annual tax bill, insurance, and the $1,107/qtr HOA fee.

HOA fee

$1,107/qtr

Managed by First Service Residential.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byTAMPA TBI REALTY LLCListing agent: Angela AshworthListing data from Stellar MLS, MLS# A4701802.

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