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Overview

3 bd2 ba1,821 sqft2 car garageSingle Family
TypeSingle Family
HOA$190/mo
Built1981
Lot11,456 sqft
Living area1,821 sqft
Price / sqft$274
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Open FloorplanDeed RestrictionsDishwasherDryerMicrowaveRangeRefrigeratorWasher

5015 86th Street CT W is a 1981-built home in Bay Lake Estates Ph I, Bradenton. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,821 square feet of living space. Listed at $499,000 (about $274/sqft), 57 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $190 monthly.

From the listing

BRIGHT / OPEN FLOOR PLAN IN SOUGHT-AFTER BAY LAKE ESTATES ** 3 BEDROOM, 2 BATH POOL HOME on 11,000+ Square Foot LOT ** SCREENED POOL with ABOVE GROUND HOT TUB ** MINUTES TO ANNA MARIA ISLAND ** Soaring vaulted ceiling create open and airy space making the family area in this ranch home feel bright, fresh and joyful. Lage windows and sliding *pocket* doors welcome an abundance of natural light and gulf breeze to flow throughout the entire home. The primary bedroom is large with sliding glass doors leading to the pool and expansive patio. This is what Florida living is all about! Lush tropical landscaping hedges the front and backyard with bright colors and Florida bloom adding to the beauty of the entire property. This lot sits high above the typical elevation of homes in the area ** Flood Insurance Is Not Required ** Bay Lake Estates is a maintenance free community, limiting your need to hire and supervise your personal landscaper. Run, do not walk to this one! This is a wonderful primary residence or 2nd home located within minutes to Anna Maria and gulf beaches.

The essentials

Built
1981
Price / sqft
$274
On market
57 days
Annual tax
$3,209
HOA
$190/mo
Flood zone
X500 · Low risk
Lot
11,456 sqft
Type
Single Family Residence

At a glance

Single family
Built 1981
Private pool
In Ground
2 car garage
Garage Door Opener
0.26 acres
Lot size
1,821 sqft
Living area

Payment

Est. monthly payment
$3,309/mo
Down payment (20%)
$99,800
Property taxes
$267/mo
HOA
$190/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1981
Lot
11,456 sqft
Cooling
Central Air
Heating
Central
Parking
Garage Door Opener
Pool
In Ground
Days on Market
57
Open Floorplan
Deed Restrictions
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X500
Annual Tax (2025)
$3,209
Parcel #
7657402306

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Bay Lake Estates Ph I
County
Manatee
MLS Area
34210 - Bradenton
Lot Size
11,456 sqft
HOA
$190/mo
Janet Fernandez

Price history

Date
Event
Price
10/2/2026
Price change
Source: Stellar MLS #A4702971
$499,000-2.0%
$274/sqft
8/14/2026
Listed for sale
Source: Stellar MLS #A4702971
$509,000
$280/sqft

Neighborhood

5015 86th Street CT W
Bradenton, FL, 34210 · 34210 - Bradenton

Market insights

Offer Insights

Choose an offer strength

List price: $499,000
$487,500 – $499,000
97.9% – 100% of listTops out right at the list price
80% of listList price
42 of the last 83 home closings in 34210 landed at this number or higher (51%). The median one sat 48 days before it went under contract, and this one is on day 57 after a $10,000 cut.

Sample: 83 closed home sales in 34210 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,309/mo
Principal & interest$2,602
Property taxes$267
Insurance$250
HOA$190
Down payment20% · $99,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$499,000

$274 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,821 sq ft

Time on market

57 days

Year built

1981

Monthly payment

About $3,309/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,209 annual tax bill, insurance, and the $190/mo HOA fee.

HOA fee

$190/mo

Managed by Janet Fernandez.

Flood zone

Zone X500

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered bySHIRLEY INTERNATIONAL REALTYListing agent: Justin ShirleyListing data from Stellar MLS, MLS# A4702971.

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