12109 Platano Dr, photo 1
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Overview

2 bd2 ba1,068 sqftSingle Family
TypeSingle Family
HOANone listed
Built1997
Lot14,999 sqft
Living area1,068 sqft
Price / sqft$262

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)Walk-in Closet(s)DryerElectric Water HeaterRangeRange HoodRefrigerator

12109 Platano Dr is a 1997-built home in Trop G A, Punta Gorda. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,068 square feet of living space. Listed at $279,900 (about $262/sqft), 43 days on market. Flood zone D - confirm flood insurance requirements with your lender.

From the listing

This isn’t your typical 2-bedroom home! Situated on over a quarter acre in Tropical Gulf Acres, this 2-bedroom, 2-bath home offers a spacious layout, large workshop, no HOA, and several recent updates. The original floor plan was designed for three bedrooms, but the owner chose a 2-bedroom configuration to create a larger living space, offering the potential to convert it back to a 3-bedroom layout. Inside, you’ll find a bright living area with built-in shelving, a spacious kitchen with stainless steel appliances, gas stove and pantry, a separate dining area, and indoor laundry. The primary bedroom features a walk-in closet and private bath. Outside, the large workshop with concrete flooring and barn-style doors provides plenty of room for storage, hobbies, tools, or projects. There’s also a spacious yard and screened front porch to enjoy. Major updates include a 2022 metal roof, 2024 A/C, 2023 in-ground well pump, and 2025 water heater. With no HOA, plenty of outdoor space, a great workshop, and the potential for a third bedroom. Schedule your showing today!!

The essentials

Built
1997
Price / sqft
$262
On market
43 days
Annual tax
$1,155
Flood zone
D
Lot
14,999 sqft
Type
Single Family Residence

At a glance

Single family
Built 1997
0.34 acres
Lot size
1,068 sqft
Living area

Payment

Est. monthly payment
$1,696/mo
Down payment (20%)
$55,980
Property taxes
$96/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1997
Lot
14,999 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway
Days on Market
43
Built-in Features
Ceiling Fans(s)
Walk-in Closet(s)
Dryer
Electric Water Heater
Range
Range Hood
Refrigerator
Washer
Elementary
East Elementary
Middle
Punta Gorda Middle
High
Charlotte High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone D
Annual Tax (2024)
$1,155
Parcel #
422302131008

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Trop G A
County
Charlotte
MLS Area
33955 - Punta Gorda
Lot Size
14,999 sqft
Oversized Lot

Price history

Date
Event
Price
8/31/2026
Price change
Source: Stellar MLS #A4704469
$279,900-90.0%
$262/sqft
8/29/2026
Listed for sale
Source: Stellar MLS #A4704469
$2,799,000
$2,621/sqft

Neighborhood

12109 Platano Dr
Punta Gorda, FL, 33955 · 33955 - Punta Gorda

Market insights

Offer Insights

Choose an offer strength

List price: $279,900
$272,500 – $279,900
97.2% – 100% of listTops out right at the list price
80% of listList price
121 of the last 241 home closings in 33955 landed at this number or higher (50%). The median one sat 55 days before it went under contract, and this one is on day 43 after a $2,519,100 cut.

Sample: 241 closed home sales in 33955 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,696/mo
Principal & interest$1,460
Property taxes$96
Insurance$140
Down payment20% · $55,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$279,900

$262 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,068 sq ft

Time on market

43 days

Year built

1997

Monthly payment

About $1,696/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,155 annual tax bill, insurance.

Flood zone

Zone D

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byTOWN & COUNTRY PROPERTIES OF FLListing agent: Shayla Ramirez MoralesListing data from Stellar MLS, MLS# A4704469.

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