1610 NW 20th Ave, photo 1
Active
1 / 64

Overview

3 bd3 ba2,576 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2004
Lot9,999 sqft
Living area2,576 sqft
Price / sqft$427
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Cathedral Ceiling(s)Ceiling Fans(s)DumbwaiterHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main Floor

1610 NW 20th Ave is a 2004-built home in Woodland Estates Unit 02a, Crystal River. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,576 square feet of living space. Listed at $1,100,000 (about $427/sqft), 10 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

LUXURY WATERFRONT LIVING | BRIDGE-FREE GULF ACCESS | PRIVATE DOCK | 13,500-LB. BOAT LIFT | Experience the rare combination of luxury, privacy and exceptional boating access in this stunning Crystal River waterfront residence. Positioned directly on the waterfront with deep-water canal access, this exceptional property offers a 60' x 5' private dock with a 13,500-lb. boat lift and direct, bridge-free access to the Crystal River and the Gulf of America. For the discerning boater, this is the kind of waterfront access that is increasingly difficult to find—step aboard and head toward the river and Gulf without navigating bridges. The residence is designed to embrace its waterfront setting, with expansive water views from both levels of outdoor living. The 28' x 9' ground-level rear porch overlooks the tranquil canal, while the matching 28' x 9' enclosed upper porch, complete with central air conditioning, creates an elegant year-round waterfront retreat. Whether enjoying morning coffee, entertaining guests or watching the boats pass along the canal, both spaces provide an exceptional connection to the water. Inside, refined finishes and an inviting coastal aesthetic create an elevated yet comfortable atmosphere. Luxury vinyl plank flooring flows throughout the home, complemented by dramatic vaulted ceilings and sophisticated tray ceiling details that add architectural character and volume to the living spaces. The generously proportioned primary suite offers a private retreat, while the expansive primary bath delivers a spa-inspired experience with a beautifully tiled walk-in shower and abundant space. The true centerpiece of this property is the waterfront lifestyle. With no HOA, you have the freedom to enjoy your dock, boat and watercraft on your own terms. The substantial boat lift and generous dock provide an ideal launching point for boating, fishing, kayaking, scalloping and exploring the remarkable waterways of the Nature Coast. Crystal River is renowned for its pristine waterways, natural springs, abundant wildlife, world-class scalloping and fishing, and easy access to the Gulf. From your own waterfront dock, spend the morning exploring the river, venture into the Gulf for an afternoon on the water, or return home to enjoy the peaceful canal views from either level of your private outdoor living spaces. This is more than a waterfront home—it is a sophisticated Florida lifestyle centered around the water. Rarely does an offering combine deep-water canal frontage, a substantial private dock, 13,500-lb. boat lift, bridge-free Gulf access, two levels of waterfront outdoor living, luxurious interior appointments and the freedom of NO HOA. For the buyer who values exceptional water access as much as the home itself, this Crystal River residence presents a truly distinctive waterfront opportunity.

The essentials

Built
2004
Price / sqft
$427
On market
13 days
Annual tax
$7,930
Flood zone
AE
Lot
9,999 sqft
Type
Single Family Residence

At a glance

Single family
Built 2004
Waterfront
Canal Front
2 car garage
9,999 sqft lot
Lot size
2,576 sqft
Living area

Payment

Est. monthly payment
$6,948/mo
Down payment (20%)
$220,000
Property taxes
$661/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2004
Lot
9,999 sqft
Cooling
Central Air
Heating
Central
Parking
-
Waterfront
Canal Front, Freshwater Canal w/Lift to Saltwater Canal
Days on Market
13
Cathedral Ceiling(s)
Ceiling Fans(s)
Dumbwaiter
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Stone Counters
Tray Ceiling(s)
Private Yard
Dishwasher
Range
Refrigerator
Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$7,930
Parcel #
17E-18S-17-002A-00150-0140

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Woodland Estates Unit 02a
County
Citrus
MLS Area
34428 - Crystal River
Lot Size
9,999 sqft

Price history

Date
Event
Price
9/26/2026
Listed for sale
Source: Stellar MLS #A4707540
$1,100,000
$427/sqft

Neighborhood

1610 NW 20th Ave
Crystal River, FL, 34428 · 34428 - Crystal River

Market insights

Offer Insights

Choose an offer strength

List price: $1,100,000
$1.04M – $1.10M
94.5% – 100% of listTops out right at the list price
80% of listList price
33 of the last 65 home closings in 34428 landed at this number or higher (51%). The median one sat 62 days before it went under contract, and this one is on day 13.

Sample: 65 closed home sales in 34428 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$6,948/mo
Principal & interest$5,737
Property taxes$661
Insurance$550
Down payment20% · $220,000
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,100,000

$427 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,576 sq ft

Time on market

13 days

Year built

2004

Monthly payment

About $6,948/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,930 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byPATRIOTIC REAL ESTATEListing agent: David HickeyListing data from Stellar MLS, MLS# A4707540.

Keep exploring Florida

Pick up where you left off, or see what else is out there.