556 NW Fern Dr, photo 1
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Overview

3 bd3 ba2,970 sqft3 car garageSingle Family
TypeSingle Family
HOANone listed
Built2008
Lot11,572 sqft
Living area2,970 sqft
Price / sqft$354
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsPrimary Bedroom Main FloorStone CountersTray Ceiling(s)Private YardBuilt-in OvenCooktop

556 NW Fern Dr is a 2008-built home in Magnolia Shores, Crystal River. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,970 square feet of living space. Listed at $1,050,000 (about $354/sqft), 2 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

“Quintessential” (representing the most perfect, ideal, or typical example of a quality or class) is the perfect word to describe this Crystal River waterfront pool home. This property is very much a representative of the perfect, or ideal, scenario that one could ask for in a waterfront pool home. It’s not situated high atop stilts, nor does it have a waterway that is restricted by a bridge or extremely shallow water depth. It’s also built on pilings that were driven to bedrock in the ground to resist settling. These 3 items alone make this property highly desirable, but when you couple them with the ideal location and an impressive list of amenities, you should be able to understand and agree with the quintessential reference that I’ve made. Magnolia Shores is a walkable community located just a few blocks from downtown Crystal River. This means easy access to everything the downtown district has to offer, including annual festivals, locally owned restaurants/bars, and shops. Year-round activities happen in this district, and you’d have easy access to them all. Local access to events and happenings is great, but what about those quiet times we all need and crave? In a world full of to-do lists, schedules, and appointments, everyone needs that special place they call sanctuary. The new owner of this home will get just that. Call it what you want: a sanctuary, or a slice of paradise away from it all. This house doesn’t need much to make it feel like home. Downstairs, you will find a generously sized master suite complemented by a large bathroom equipped with a garden tub, dual vanities, and a large walk-in closet. The living room, family room, and kitchen can also be found downstairs, and each of them overlooks the pool deck and waterway. Also downstairs is a den/office that is currently set up as a 4th bedroom. Upstairs, you will find the guest bedrooms, a guest bathroom, and a large open loft. This description and the pictures should tell the story of a large, comfortable home that offers more than enough space for you to entertain or simply spread out. No waterfront home description is complete without talking about the waterside amenities. As comfortable as this home is on the inside, it may be even more comfortable on the outside for water enthusiasts. Along with a pool and pool deck just made for parties/entertaining, you’ll find a covered boat slip with a 13,000-lb lift, a fish-cleaning station, and a jet ski slip/lift. Staying cool and accessing the water were never easier. Choices exist, but some are better than others. Come see why this property is the best choice. No short-term or vacation rentals allowed. This description was written by a human who has experienced the home and can speak intelligently about it. No regurgitated AI slop here.

The essentials

Built
2008
Price / sqft
$354
On market
50 days
Annual tax
$9,121
Flood zone
AE
Lot
11,572 sqft
Type
Single Family Residence

At a glance

Single family
Built 2008
Waterfront
Canal - Freshwater
Private pool
Gunite
3 car garage
Driveway
0.27 acres
Lot size

Payment

Est. monthly payment
$6,761/mo
Down payment (20%)
$210,000
Property taxes
$760/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2008
Lot
11,572 sqft
Cooling
Central Air
Heating
Heat Pump
Parking
Driveway
Pool
Gunite, In Ground
Waterfront
Canal - Freshwater
Days on Market
50
Ceiling Fans(s)
High Ceilings
Primary Bedroom Main Floor
Stone Counters
Tray Ceiling(s)
Private Yard
Built-in Oven
Cooktop
Dishwasher
Disposal
Indoor Grill
Microwave
Elementary
Crystal River Primary School
Middle
Crystal River Middle School
High
Crystal River High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$9,121
Parcel #
17E-18S-20-0060-000D0-0030

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Magnolia Shores
County
Citrus
MLS Area
34428 - Crystal River
Lot Size
11,572 sqft
FloodZoneCity LimitsPaved

Price history

Date
Event
Price
8/20/2026
Listed for sale
Source: Stellar MLS #TB8539934
$1,050,000
$354/sqft

Neighborhood

556 NW Fern Dr
Crystal River, FL, 34428 · 34428 - Crystal River

Market insights

Offer Insights

Choose an offer strength

List price: $1,050,000
$990,000 – $1.05M
94.5% – 100% of listTops out right at the list price
80% of listList price
33 of the last 65 home closings in 34428 landed at this number or higher (51%). The median one sat 62 days before it went under contract, and this one is on day 50.

Sample: 65 closed home sales in 34428 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$6,761/mo
Principal & interest$5,476
Property taxes$760
Insurance$525
Down payment20% · $210,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,050,000

$354 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,970 sq ft

Time on market

50 days

Year built

2008

Monthly payment

About $6,761/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $9,121 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byACTIVE AGENT REALTY LLCListing agent: David BramblettListing data from Stellar MLS, MLS# TB8539934.

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