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Overview

4 bd2 ba1,867 sqft2 car garageSingle Family
TypeSingle Family
HOA$200/yr
Built2021
Lot6,395 sqft
Living area1,867 sqft
Price / sqft$161
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Open FloorplanSplit BedroomThermostatWalk-in Closet(s)Sprinkler MeteredDeed RestrictionsSidewalksStreet Lights

988 Cambridge Dr is a 2021-built home in Lucerne Park Reserve, Winter Haven. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,867 square feet of living space. Listed at $299,900 (about $161/sqft), 1 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $200 annually.

From the listing

SAY GOODBYE TO YOUR ELECTRIC BILL! This 2021-built Winter Haven home with LOW HOA's comes with a fully paid-off, owned solar system from Sunlight Solar worth $40,000. There's no lease, no loan, and no monthly payment to take over, so you keep thousands of dollars in electricity savings every year! Want more? The home also comes with a fully owned whole-house water filtration system, and the A/C is on a maintenance plan. Inside is the builder's most popular floor plan, "The Cali": 4 bedrooms, 2 baths, and 1,867 sq ft, all on one level. The split layout gives the primary suite some privacy, and it has dual sinks and a large walk-in closet. The kitchen island and open layout make it easy to have people over, and wood-look laminate flooring runs through the kitchen, dining area, and living room. Enjoy your morning coffee on the screened-in lanai overlooking the private backyard and trees, with plenty of room for pets, play and Sunday BBQ's! The Lucerne Park Reserve community has a resort-style pool, a playground, and walking areas. It's right between Tampa and Orlando, about 30 minutes from Disney, and close to shopping, dining, schools, and major roads. Homes with fully paid-off, owned solar don't come around often. Schedule your showing today!

The essentials

Built
2021
Price / sqft
$161
On market
4 days
Annual tax
$6,620
HOA
$200/yr
Flood zone
X · Low risk
Lot
6,395 sqft
Type
Single Family Residence

At a glance

Single family
Built 2021
2 car garage
Driveway
6,395 sqft lot
Lot size
1,867 sqft
Living area

Payment

Est. monthly payment
$2,282/mo
Down payment (20%)
$59,980
Property taxes
$552/mo
HOA
$200/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2021
Lot
6,395 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway
Days on Market
4
Open Floorplan
Split Bedroom
Thermostat
Walk-in Closet(s)
Sprinkler Metered
Deed Restrictions
Sidewalks
Street Lights
Dishwasher
Disposal
Dryer
Ice Maker
Range
Range Hood
Refrigerator
Washer
Water Filtration System
Elementary
Loughman Oaks Elem
Middle
Boone Middle
High
Haines City Senior High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$6,620
Parcel #
26-28-02-522103-003010

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lucerne Park Reserve
County
Polk
MLS Area
33881 - Winter Haven / Florence Villa
Lot Size
6,395 sqft
City LimitsSidewalkPaved
HOA
$200/yr
Vesta Property Services - Stacy Ramdass

Price history

Date
Event
Price
10/6/2026
Listed for sale
Source: Stellar MLS #A4708281
$299,900
$161/sqft

Neighborhood

988 Cambridge Dr
Winter Haven, FL, 33881 · 33881 - Winter Haven / Florence Villa

Market insights

Offer Insights

Choose an offer strength

List price: $299,900
$297,500 – $299,900
99.5% – 100% of listTops out right at the list price
80% of listList price
164 of the last 267 home closings in 33881 landed at this number or higher (61%). The median one sat 42 days before it went under contract, and this one is on day 4.

Sample: 267 closed home sales in 33881 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,282/mo
Principal & interest$1,564
Property taxes$552
Insurance$150
HOA$17
Down payment20% · $59,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$299,900

$161 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,867 sq ft

Time on market

4 days

Year built

2021

Monthly payment

About $2,282/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,620 annual tax bill, insurance, and the $200/yr HOA fee.

HOA fee

$200/yr

Managed by Vesta Property Services - Stacy Ramdass.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byTHE ORANGE REAL ESTATE GROUPListing agent: Adrian Alanis ArredondoListing data from Stellar MLS, MLS# A4708281.

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