12980 Ridgely Cir #3, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot17,231 sqft

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About this home

12980 Ridgely Cir #3 is a home in Port Charlotte Sub Sec 95, Port Charlotte. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Zoned: Multi Family 10 Units / Acre - Rmf10 Lot. 17,231 Lot Sq ft. = 0.3956 Lot acres Type: Res Lot. Sold as is or can be sold with building plans for a Triplex. Local amenities, beaches, and Tiki Bars and Live entertainment daily. The best Tarpon and red game fishing in the world with off speed boat racing to spring training baseball teams as The Atlanta Braves and Tampa Rays baseball teams. Just want to go to the local beaches (Port Charlotte, Boca Grande, Englewood and Sarasota beaches) or fishing for the day. Great to do it all with whatever you can dream or do as a hobby. Local International Airports: Fort Myers, Sarasota and local Punta Gorda with Allegiant airlines direct. Many outdoor concert venues weekly. Many local Tiki Clubs watch live entertainment to have a Sunset view. Local parks, state parks, tennis or pickleball, to amazing golf courses. You deserve to view this property and make it your home or investment. You even have room to add or build a new pool. Scrub jay free. No permit needed.

The essentials

On market
450 days
Annual tax
$1,580
Flood zone
X500 · Low risk
Lot
17,231 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$658/mo
Down payment (20%)
$18,400
Property taxes
$132/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
17,231 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
450
Flood Zone X500
Annual Tax (2024)
$1,580
Parcel #
412107283003

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Port Charlotte Sub Sec 95
County
Charlotte
MLS Area
33981 - Port Charlotte
Lot Size
17,231 sqft

Price history

Date
Event
Price
8/4/2026
Price change
Source: Stellar MLS #C7512503
$92,000-2.1%
-
Price change
Source: Stellar MLS #C7512503
$94,000-10.5%
7/17/2025
Listed for sale
Source: Stellar MLS #C7512503
$105,000

Neighborhood

12980 Ridgely Cir #3
Port Charlotte, FL, 33981 · 33981 - Port Charlotte

Calculator

Est. monthly payment
$658/mo
Principal & interest$480
Property taxes$132
Insurance$46
Down payment20% · $18,400
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$92,000

Time on market

450 days

Monthly payment

About $658/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,580 annual tax bill, insurance.

Flood zone

Zone X500

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byRE/MAX PALM REALTYListing agent: Adam KellerListing data from Stellar MLS, MLS# C7512503.

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