Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- PUNTA GORDA ISLES SEC 20
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$18/mo
- CDD bond
- No CDD disclosed
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
About this home
453 San Ambrosio St is a 2026-built home in Punta Gorda Isles Sec 20, Punta Gorda. Inside you'll find 5 bedrooms, 4 bathrooms, and 2,686 square feet of living space. Listed at $438,270 (about $163/sqft), 253 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $210 annually.
Under Construction. 5 BEDROOM 3 AND ONE-HALF BATH BEAUTIFUL TWO-STORY HOME IN DEEP CREEK!! MANY NICE FEATURES SUCH AS SOARING HIGH CEILINGS, LARGE 5 1/4" BASEBOARDS, UPGRADED CABINETS, STAINLESS STEEL APPLIANCES (MICROWAVE/STOVE/DISHWASHER), GRANITE COUNTERTOPS IN THE KITCHEN AND BATHROOMS, TILE all wet area, kitchen & baths EXTERIOR FRENCH GLASS DOORS LEADING TO COVERED LANAI, SEPARATE TILED SHOWER IN MASTER BATHROOM, IRRIGATION SYSTEM AND Bahia SOD. ** Builder Pays the Majority of closing costs with use of Preferred Lenders.** Realtors MUST be present on Initial Visit with Homebuyer and required to obtain a complete co-broke form~ Prices are Subject to Change ~Subject to Errors & Omissions ~
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The essentials
At a glance
Payment
Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 180 closed home sales in 33983 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$438,270
$163 per sq ft
Beds and baths
5 beds, 4 baths
Size
2,686 sq ft
Time on market
266 days
Year built
2026
Monthly payment
About $2,584/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $742 annual tax bill, insurance, and the $210/yr HOA fee.
HOA fee
$210/yr
Managed by Melissa Costa.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
Offer
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