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Overview

3 bd2 ba933 sqft1 car garageSingle Family
TypeSingle Family
HOANone listed
Built1984
Lot10,624 sqft
Living area933 sqft
Price / sqft$246
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Primary Bedroom Main FloorGardenPrivate MailboxDishwasherDryerElectric Water HeaterMicrowaveRange

18970 McGrath Cir is a 1984-built home in Port Charlotte Sec 092, Port Charlotte. Inside you'll find 3 bedrooms, 2 bathrooms, and 933 square feet of living space. Listed at $229,500 (about $246/sqft), 190 days on market. Flood zone 10AE - confirm flood insurance requirements with your lender.

From the listing

PACKED WITH UPGRADES!! MOVE-IN READY!! FULLY FURNISHED! Designed for low-maintenance living, this property has been thoughtfully updated with major improvements throughout. Recent upgrades include a NEW ROOF, HURRICANE IMPACT WINDOWS AND DOORS, a 2017 A/C SYSTEM, a NEW WATER HEATER (2024), and NEW KITCHEN APPLIANCES (2024). Additional enhancements such as a NEW FRONT DOOR, NEW GARAGE DOOR, and NEW GARAGE DOOR OPENER provide added curb appeal and everyday convenience. This beautifully maintained 3 BEDROOM, 2 BATHROOM HOME offers the perfect combination of modern improvements, peace of mind, and everyday convenience. Located in a quiet, established neighborhood just minutes from shopping, dining, medical facilities, parks, and nearby waterfront recreation, this home is ready for you to move in and start enjoying the Florida lifestyle from day one. Inside, you'll find a bright, functional floor plan with comfortable living spaces and easy-to-maintain finishes. Being offered FULLY FURNISHED, this home is ideal for full-time residents, seasonal homeowners, or investors looking for a truly turnkey opportunity. Step outside and discover even more value. A NEW PRIVACY FENCE INSTALLED IN 2024 creates a secluded backyard retreat, while the NEW STORAGE SHED provides plenty of room for tools, lawn equipment, and outdoor gear. A 12-FOOT DOUBLE GATE and DRIVEWAY APRON on the south side of the property offer convenient access for storing a BOAT, TRAILER, RV, OR OTHER RECREATIONAL EQUIPMENT securely within the fenced yard. With NO HOA, you'll enjoy the freedom to make the most of your property without unnecessary restrictions. Whether you're entertaining guests, relaxing outdoors, or simply enjoying the additional space, the backyard offers endless possibilities. Whether you're searching for a primary residence, seasonal escape, investment property, or downsizing opportunity, this home checks all the boxes. Combining MAJOR SYSTEM UPDATES, STORM-READY FEATURES, FURNISHINGS INCLUDED, and a highly convenient location, this is a rare opportunity to own a truly move-in-ready home with exceptional value. DON'T MISS YOUR CHANCE TO MAKE THIS BEAUTIFULLY UPDATED HOME YOURS—SCHEDULE YOUR PRIVATE SHOWING TODAY!

The essentials

Built
1984
Price / sqft
$246
On market
263 days
Annual tax
$2,616
Flood zone
10AE
Lot
10,624 sqft
Type
Single Family Residence

At a glance

Single family
Built 1984
Private pool
Above Ground
1 car garage
10,624 sqft lot
Lot size
933 sqft
Living area

Payment

Est. monthly payment
$1,530/mo
Down payment (20%)
$45,900
Property taxes
$218/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1984
Lot
10,624 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Pool
Above Ground, Deck
Days on Market
263
Primary Bedroom Main Floor
Garden
Private Mailbox
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone 10AE
Annual Tax (2025)
$2,616
Parcel #
402229405023

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Port Charlotte Sec 092
County
Charlotte
MLS Area
33948 - Port Charlotte
Lot Size
10,624 sqft

Price history

Date
Event
Price
10/7/2026
Price change
Source: Stellar MLS #C7520498
$229,500-2.7%
$246/sqft
-
Price change
Source: Stellar MLS #C7520498
$235,900-9.3%
$253/sqft
1/19/2026
Listed for sale
Source: Stellar MLS #C7520498
$260,000
$279/sqft

Neighborhood

18970 McGrath Cir
Port Charlotte, FL, 33948 · 33948 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $229,500
$222,500 – $229,500
97.5% – 100% of listTops out right at the list price
80% of listList price
108 of the last 214 home closings in 33948 landed at this number or higher (50%). The median one sat 61 days before it went under contract, and this one is on day 263 after a $30,500 cut.

Sample: 214 closed home sales in 33948 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,530/mo
Principal & interest$1,197
Property taxes$218
Insurance$115
Down payment20% · $45,900
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$229,500

$246 per sq ft

Beds and baths

3 beds, 2 baths

Size

933 sq ft

Time on market

263 days

Year built

1984

Monthly payment

About $1,530/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,616 annual tax bill, insurance.

Flood zone

Zone 10AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

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Brokered byGRANT TEAM REAL ESTATE, LLCListing agent: Christopher GrantListing data from Stellar MLS, MLS# C7520498.

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