19300 Water Oak Dr #102, photo 1
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Overview

2 bd2 ba1,227 sqftCondominium
TypeCondominium
Condo dues$308/mo
Built2001
Living area1,227 sqft
Price / sqft$204

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About this home

Ceiling Fans(s)Eat-in KitchenLiving Room/Dining Room ComboOpen FloorplanSolid Surface CountersSplit BedroomWalk-in Closet(s)Hurricane Shutters

19300 Water Oak Dr #102 is a 2001-built home in Heritage Oak Park Waters Edge, Port Charlotte. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,227 square feet of living space. Listed at $249,900 (about $204/sqft), 240 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. Condo dues run $308 monthly.

From the listing

Price Reduced. THIS IS A MUST SEE! Beautiful almost totally upgraded first-floor condo located in popular gated Heritage Oak Park community. This spacious 1,227 sq. ft. home under air offers 2 bedrooms, 2 bathrooms, and a generously sized screened lanai overlooking a freshwater canal. Low quarterly fees of $925 and not in a flood zone. Includes assigned carport and detached storage unit. Fully updated with nothing to do but move in—features include storm door, tile floors in foyer, kitchen, hallway, and baths, laminate floors in great room, dining, and bedrooms, freshly painted interior, refaced white kitchen cabinets with quartz counters, newer stainless appliances, backsplash, undercabinet lighting, built-in pantry, plantation shutters throughout, and updated lighting fixtures and ceiling fans throughout. The master suite has lanai access with privacy blinds in door, blackout shades, a large walk-in closet, and an ensuite bath with a new walk-in shower, handicap bar, glass barn-style shower door, dual sinks, vanity w/solid surface counter, and linen closet. The split-bedroom layout offers a second updated bath with walk-in shower, solid surface counter on vanity, and newer toilet. Interior laundry fits full-size washer/dryer and has built-in cabinets for storage, plus a 40-gallon water heater. New A/C and heat in 2023, roof in 2022, and new carports in 2024. Impact glass windows and Kevlar lanai shade provide hurricane protection. Heritage Oak Park offers a peaceful, oak-filled setting with quick access to shopping and dining, plus amenities like a clubhouse, heated pool, library, billiards, fitness center, shuffleboard, bocce, tennis and pickleball courts, a lakeside walking path, and an activities director with plenty of events.

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The essentials

Built
2001
Price / sqft
$204
On market
240 days
Annual tax
$3,408
Condo dues
$308/mo
Flood zone
X · Low risk
Type
Condominium

At a glance

Condo
Built 2001
Water views
Water
Community pool
Fitness center too
Assigned parking
1,227 sqft
Living area

Payment

Est. monthly payment
$2,020/mo
Down payment (20%)
$49,980
Property taxes
$284/mo
Condo dues
$308/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
2001
Lot
-
Cooling
Central Air, Humidity Control
Heating
Central, Electric
Parking
Assigned
Days on Market
240
Ceiling Fans(s)
Eat-in Kitchen
Living Room/Dining Room Combo
Open Floorplan
Solid Surface Counters
Split Bedroom
Walk-in Closet(s)
Hurricane Shutters
Lighting
Rain Gutters
Storage
Buyer Approval Required
Clubhouse
Community Mailbox
Deed Restrictions
Fitness Center
Gated Community - No Guard
Golf Carts OK
Pool
Special Community Restrictions
Tennis Court(s)
Street Lights
Dishwasher
Electric Water Heater
Ice Maker
Microwave
Range
Refrigerator
Elementary
Liberty Elementary
Middle
Port Charlotte Middle
High
Port Charlotte High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$3,408
Parcel #
402208601030

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Heritage Oak Park Waters Edge
County
Charlotte
MLS Area
33948 - Port Charlotte
Lot Size
-
In CountyPaved
Condo dues
$308/mo
Waters Edge Condos @ HOP/Valerie Stark

Price history

Date
Event
Price
3/10/2026
Price change
Source: Stellar MLS #C7521931
$249,900-2.0%
$204/sqft
2/16/2026
Listed for sale
Source: Stellar MLS #C7521931
$254,900
$208/sqft

Neighborhood

19300 Water Oak Dr #102
Port Charlotte, FL, 33948 · 33948 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $249,900
$240,000 – $249,900
96.1% – 100% of listTops out right at the list price
80% of listList price
11 of the last 20 condo closings in Port Charlotte landed at this number or higher (55%). The median one sat 50 days before it went under contract, and this one is on day 240 after a $5,000 cut.

Sample: 20 closed condo sales in Port Charlotte over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A small sample in a thin market. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,020/mo
Principal & interest$1,303
Property taxes$284
Insurance$125
HOA$308
Down payment20% · $49,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$249,900

$204 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,227 sq ft

Time on market

240 days

Year built

2001

Monthly payment

About $2,020/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,408 annual tax bill, insurance, and $308/mo in condo dues.

Condo dues

$308/mo

Managed by Waters Edge Condos @ HOP/Valerie Stark.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byCOLDWELL BANKER SUNSTAR REALTYListing agent: Barb Mc HenryListing data from Stellar MLS, MLS# C7521931.

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