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Overview

3 bd3 ba2,647 sqft3 car garageSingle Family
TypeSingle Family
HOA$816/qtr
Built2021
Lot20,921 sqft
Living area2,647 sqft
Price / sqft$300
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingEat-in KitchenHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanSolid Surface Counters

14332 Ponce DE Leon Trl is a 2021-built home in Harbor West, Port Charlotte. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,647 square feet of living space. Listed at $795,000 (about $300/sqft), 133 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $816 quarterly.

From the listing

Virtually Staged. LIVE THE ULTIMATE FLORIDA WATERFRONT LIFESTYLE. PERFECTLY POSITIONED ON NEARLY HALF AN ACRE WITH 165 FEET OF WATER FRONTAGE, THIS HOME OFFERS LUXURY, SPACE, AND SERENE VIEWS YOU WON’T FIND ANYWHERE ELSE. Welcome to this beautifully maintained 3 BEDROOM + DEN, 3 BATHROOM, 3 CAR GARAGE POOL & SPA home located in the QUIET, HIGHLY DESIRABLE waterfront community of Harbor West in Port Charlotte. Situated on an expansive .48 ACRE LOT, this property delivers a rare combination of privacy, functionality, and upscale Florida living. From the moment you arrive, you’ll notice the thoughtful upgrades and pride of ownership throughout, including a NEW 2026 ROOF WITH A 7-YEAR TRANSFERABLE WARRANTY, HURRICANE PROTECTION WITH IMPACT WINDOWS AND SLIDING DOORS for added peace of mind, and a NEW POOL CAGE (2023). The adjacent lot to the left is NON-BUILDABLE, creating an added buffer of privacy that is nearly impossible to find. Step inside to discover HIGH CEILINGS, an OPEN, AIRY FLOOR PLAN, and generously sized living spaces designed for both everyday comfort and ENTERTAINING. The OVERSIZED BEDROOMS AND BATHROOMS offer abundant closet space, while the flexible DEN provides the perfect space for a home office, gym, or guest retreat. At the heart of the home is a SPACIOUS OPEN KITCHEN built for gathering—featuring ample counter space and seamless flow into the main living and dining areas, making hosting effortless. Step outside to your private oasis where indoor and outdoor living blend seamlessly. Enjoy your SCREENED-IN POOL AND SPA, overlooking 165 FEET OF WATERFRONT, with plenty of space to relax, entertain, or simply take in the peaceful surroundings. The FENCED-IN YARD is ideal for pets, while the oversized lot provides room to spread out and truly enjoy the Florida lifestyle. With a 3-CAR GARAGE, expansive lot, FULL HURRICANE PROTECTION, unmatched privacy, and premier waterfront setting, this home checks every box for those seeking space, luxury, and tranquility. This is more than just a home—it’s a LIFESTYLE.

The essentials

Built
2021
Price / sqft
$300
On market
185 days
Annual tax
$8,850
HOA
$816/qtr
Flood zone
X · Low risk
Lot
20,921 sqft
Type
Single Family Residence

At a glance

Single family
Built 2021
Waterfront
Bay/Harbor
Private pool
Heated
3 car garage
0.48 acres
Lot size

Payment

Est. monthly payment
$5,553/mo
Down payment (20%)
$159,000
Property taxes
$738/mo
HOA
$816/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2021
Lot
20,921 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Pool
Child Safety Fence, Gunite, Heated, In Ground, Screen Enclosure
Waterfront
Bay/Harbor, Brackish Water, Canal - Brackish, Canal - Freshwater, Canal - Saltwater, Canal Front, Gulf/Ocean, Gulf/Ocean to Bay, Intracoastal Waterway, Lagoon
Days on Market
185
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Solid Surface Counters
Split Bedroom
Stone Counters
Tray Ceiling(s)
Walk-in Closet(s)
Window Treatments
Dog Run
French Doors
Hurricane Shutters
Rain Gutters
Sliding Doors
Dryer
Washer
Elementary
Myakka River Elementary
Middle
L.A. Ainger Middle
High
Lemon Bay High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$8,850
Parcel #
412109431004

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Harbor West
County
Charlotte
MLS Area
33981 - Port Charlotte
Lot Size
20,921 sqft
HOA
$816/qtr
Diana Stanislav

Price history

Date
Event
Price
7/21/2026
Price change
Source: Stellar MLS #C7524421
$795,000-3.6%
$300/sqft
-
Price change
Source: Stellar MLS #C7524421
$825,000-17.5%
$312/sqft
4/7/2026
Listed for sale
Source: Stellar MLS #C7524421
$1,000,000
$378/sqft

Neighborhood

14332 Ponce DE Leon Trl
Port Charlotte, FL, 33981 · 33981 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $795,000
$760,000 – $795,000
95.7% – 100% of listTops out right at the list price
80% of listList price
229 of the last 453 home closings in 33981 landed at this number or higher (51%). The median one sat 89 days before it went under contract, and this one is on day 185 after a $205,000 cut.

Sample: 453 closed home sales in 33981 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$5,553/mo
Principal & interest$4,146
Property taxes$738
Insurance$398
HOA$272
Down payment20% · $159,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$795,000

$300 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,647 sq ft

Time on market

185 days

Year built

2021

Monthly payment

About $5,553/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,850 annual tax bill, insurance, and the $816/qtr HOA fee.

HOA fee

$816/qtr

Managed by Diana Stanislav.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byGRANT TEAM REAL ESTATE, LLCListing agent: Christopher GrantListing data from Stellar MLS, MLS# C7524421.

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