3149 Santa Cruz Ave SE, photo 1
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Overview

3 bd2 ba1,665 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2026
Lot10,019 sqft
Living area1,665 sqft
Price / sqft$185
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
PORT MALABAR UNIT 19
Type
Single Family Residence

True monthly carry

HOA
None / TBD
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Open FloorplanPrimary Bedroom Main FloorStone CountersThermostatWalk-in Closet(s)LightingDishwasherElectric Water Heater

3149 Santa Cruz Ave SE is a 2026-built home in Port Malabar Unit 19, Palm Bay. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,665 square feet of living space. Listed at $307,888 (about $185/sqft), 185 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Discover your dream home in the Palm Bay Classic Community! The Callahan Plan features an airy open layout with seamless transition between the Living Room, a well-equipped Kitchen, and a separate Dining Area, ideal for entertaining. The kitchen stands out with its beautiful cabinetry, Quartz countertops, and premium stainless steel appliances, including a range with a microwave hood and dishwasher. The serene primary suite includes a private bath with dual vanity sinks and a generous walk-in closet. Additional highlights include a convenient two-car garage, energy-efficient Low-E insulated dual-pane vinyl windows, and a one-year limited home warranty. Pricing shown reflects available seller incentives when financing is obtained through the seller’s preferred lender. Terms and conditions apply.

The essentials

Built
2026
Price / sqft
$185
On market
185 days
Annual tax
$367
Flood zone
X · Low risk
Lot
10,019 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
2 car garage
10,019 sqft lot
Lot size
1,665 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$1,791/mo
Down payment (20%)
$61,578
Property taxes
$31/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
10,019 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
-
Days on Market
185
Open Floorplan
Primary Bedroom Main Floor
Stone Counters
Thermostat
Walk-in Closet(s)
Lighting
Dishwasher
Electric Water Heater
Microwave
Range
Flood Zone x
Annual Tax (2025)
$367
Parcel #
29-37-32-GU-1191-23

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Port Malabar Unit 19
County
Brevard
MLS Area
32909 - Palm Bay/Melbourne
Lot Size
10,019 sqft

Price history

Date
Event
Price
9/30/2026
Price change
Source: Stellar MLS #C7524425
$307,888-1.6%
$185/sqft
-
Price change
Source: Stellar MLS #C7524425
$312,888-4.9%
$188/sqft
4/9/2026
Listed for sale
Source: Stellar MLS #C7524425
$328,990
$198/sqft

Neighborhood

3149 Santa Cruz Ave SE
Palm Bay, FL, 32909 · 32909 - Palm Bay/Melbourne

Market insights

Offer Insights

Choose an offer strength

List price: $307,888
$307,500 – $307,888
99.5% – 100% of listTops out right at the list price
80% of listList price
41 of the last 65 home closings in 32909 landed at this number or higher (63%). The median one sat 35 days before it went under contract, and this one is on day 185 after a $21,102 cut.

Sample: 65 closed home sales in 32909 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,790/mo
Principal & interest$1,606
Property taxes$31
Insurance$154
Down payment20% · $61,578
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$307,888

$185 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,665 sq ft

Time on market

185 days

Year built

2026

Monthly payment

About $1,791/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $367 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byWJH BROKERAGE FL LLCListing agent: Octavia ValenciaListing data from Stellar MLS, MLS# C7524425.

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